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BACKED BY OUR CAPITAL PARTNER,THE NUMBERS SPEAK FOR THEMSELVES:

Loans Funded

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RTL Loans

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Assets Under Management

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WHERE UNITY IN LENDING CREATES OPPORTUNITY
 
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Disclaimer: Unitas will solely lend to business entities and will not lend to individuals and will only do loans for a business purpose rather than consumer purpose. Nothing on this website should be construed to solicit business in the following states: NV, WA, OR, UT . Unitas will solely accept applications from licensed brokers in those states and does not accept any direct applications from borrowers as a result of being a wholesaler lender only in those states.

Unitas is a company of hard money lenders that's designed to help real estate investors grow their businesses. We're leveraging deep lending expertise and institutional capital, paired with fast, transparent, competitive financing products and processes, so you can get more flexible, easier, and more-reliable real estate funding!

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Eliminate uncertainty. The Unitas loan calculator delivers real, model-based insight—showing exactly why your deal qualifies or fails and what to adjust for approval.

WHAT MAKES US DIFFERENT?

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Institutional expertise and
entrepreneurial thinking

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A larger credit box with more flexible options

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Direct lending with the assurance that yes truly means yes

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Easier and faster lending and draw processing

LOAN PROGRAMS FOR REAL ESTATE INVESTORS THAT FLEX WITH YOUR STRATEGY

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Fix & Flip
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Fix & Flip

Up to $2.5M loan amount
Up to $4.5M

Up to 92.5% LTC

Up to 75% AR-LTV

12-, 18-, and 24-month terms

New Build
New Construction
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New Construction
New Construction

Up to $2.5M loan amount
Up to $4.5M

Up to 85% LTC

Up to 75% AR-LTV

12-, 18-, and 24-month terms

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Bridge
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Fix & Hold
Bridge

Up to $2.5M loan amount
Up to $4.5M

Up to 80% LTC

Up to 75% AR-LTV

12-month term

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DSCR
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DSCR

Up to $2M loan amount

Up to 75% LTC

Up to 80% AR-LTV

12-, 18-, and 24-month terms

We're more than just hard money lenders — we’re also partners in your growth

We believe real estate funding should be fast, transparent, and tailored to your goals. Our hard money lenders blend institutional backing, a wealth of deep industry knowledge, and a people-first approach.

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WHAT OUR CLIENTS SAY

Working with Joe and Unitas Funding has changed the game for me. I went from a novice real estate “investor” with little to no negotiation confidence to a full-blown deal maker—all because of Unitas Funding. Now, when I'm negotiating real estate investment deals sellers, or wholesalers, I have 100% confidence in my ability to take the deals down and CLOSE. Unitas is a niche style of lender for a niche style of real estate investor, for me, I needed money for deals and Unitas was my answer. Never underestimate the power of a badass lender! Unitas has done that for me, and now, I've taken a leap to the next level and continue to build wealth through real estate by buying investment deals with Unitas's Funding highly recommend for any investors seeking a lender that doesn't say "NO" but "Let's figure it out"!

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Gabe M

From start to finish, Unitas Funding exceeded my expectations. Their deep market knowledge, personalized approach, and flexible terms made the decision easy. I appreciated how smoothly everything went—I’m looking forward to doing more business with them.

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BU

Unitas Funding made the entire loan process smooth and stress-free. The team was incredibly responsive. Their knowledge of the market, desire to comprehensively understand my experience in the business and flexibility with terms made it easy to say yes. I felt confident and supported from beginning to end. I will be back.

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JG