Andover, MA's Trusted Hard Money Lender for Real Estate Investors

Andover is one of the Merrimack Valley's most desirable towns, known for Phillips Academy, highly rated public schools, and a historic downtown. Its location on I-93 and I-495 gives residents quick access to Boston and to the region's large technology and defense employers.

Unitas Funding provides Andover investors and builders with fix-and-flip, new construction, bridge, and DSCR rental loans. Rates start at 8.99%, leverage goes up to 92.5% loan-to-cost, and $4.5 billion funded stands behind every loan.

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Fast, Reliable Capital for Your Next Andover Deal

Andover's high home values and limited inventory make speed and certainty essential. Unitas pre-approves in 24 hours and closes most loans in 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older colonials in Andover Center and the historic mill village of Shawsheen Village are strong candidates for updated kitchens, baths, and systems. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Buyers pay a premium for new homes in Andover, which makes teardowns and new construction in West Andover and Ballardvale attractive. Our construction loans fund draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on an Andover property before your current project sells? A Unitas bridge loan gives you the short-term capital to act.

 

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DSCR Loans

DSCR Loans for Rental Properties

Employers in the office and research parks along I-93 and River Road keep executive rental demand strong in Andover. Our DSCR loans qualify the property on its rental income.

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What Makes Unitas Different in Andover

  1. Capital for High-Value Projects
    With $4.5 billion funded, Unitas is comfortable with the larger loan sizes common in Andover.

  2. Merrimack Valley Market Knowledge
    We understand Andover values and how they compare with North Andover, Reading, and Boxford.
  3. Fast Draws for Custom Builds
    Draws funded in 24–48 hours keep Andover construction projects on schedule.

  4. One Team, Start to Finish
    Unitas decides and funds in-house, so you work with the same team from term sheet to payoff.

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Get Pre-Approved in 24 Hours
Have an Andover property in mind? Send us the details and get a pre-approval within 24 hours.

Frequently Asked Questions

How quickly can Unitas close a loan in Andover, MA?

Most Andover loans close within 10 business days of a complete application.

Does Unitas finance new construction in Andover?

Yes. We fund teardown-and-rebuild projects and ground-up construction throughout Andover.

What loan-to-cost does Unitas offer in Andover?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for an Andover rental?

Yes. Our DSCR loans qualify based on the property's rental income, not personal income.

Does Unitas lend in towns near Andover?

Yes. We fund deals in North Andover, Lawrence, Tewksbury, Wilmington, and Methuen.

 

 

 

Ready to Fund Your Next Andover Real Estate Investment?

Unitas Funding gives Andover investors and builders fast, reliable capital in one of Massachusetts' most sought-after towns. From Shawsheen Village renovations to new homes in West Andover, we fund projects across the town. Contact us today to discuss your next Andover investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.