Bellevue, WA's Trusted Hard Money Lender for Real Estate Investors

Bellevue has grown into Seattle's Eastside tech capital, with Microsoft and a cluster of Amazon offices supporting some of the highest median incomes in the Pacific Northwest. Investors renovating Somerset ramblers or building rentals near Crossroads are competing in a market where tech-sector buyers routinely outbid on speed and certainty of close

Unitas Funding provides private real estate loans for investors throughout Bellevue and the greater Eastside — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we deliver the speed Bellevue investors need to compete with well-capitalized buyers.

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Fast, Reliable Capital for Your Next Bellevue Deal

Bellevue's tech-driven high incomes and persistent housing supply constraints support strong appreciation and rental demand for investors who can execute fast. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across King County.

Fix & Flip Loans

Fix & Flip Loans

Somerset and Bridle Trails' single-family housing stock rewards investors who deliver high-end finishes matching what Bellevue's tech-sector buyers expect. Unitas funds acquisition and rehab budget together so investors can close before competing offers.

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New Construction Loans

New Construction Loans

Remaining infill lots near Downtown Bellevue and Crossroads continue to draw builders capitalizing on the Eastside's density growth. Our construction loans fund the full build cycle with 24-48 hour draws to keep Washington crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a West Bellevue acquisition before your permanent financing is finalized? Unitas bridge loans give Bellevue investors the short-term capital to secure deals against well-capitalized competing buyers.

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DSCR Loans

DSCR Loans for Rental Properties

Bellevue's high-income tech workforce supports strong rental demand, making DSCR loans an effective tool for investors building portfolios in Crossroads or Somerset. We qualify the property's cash flow, not personal tax returns.

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What Makes Unitas Different in Bellevue

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Bellevue closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Bellevue Market Expertise
    Our team understands the Eastside's tech-driven economics, from Downtown Bellevue's density to Somerset's established single-family stock, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Bellevue rehab and construction projects moving in one of the nation's most competitive labor markets.

  4. A Track Record Built in Bellevue
    We've funded deals across Crossroads, Bridle Trails, and West Bellevue, building the track record Eastside investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Bellevue deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Bellevue?

Most Bellevue transactions close within 10 business days of a completed application, with our team coordinating directly with King County title companies.

What loan-to-cost is available for Bellevue fix-and-flips?

Qualified Bellevue investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget.

Does Unitas finance new construction on the Eastside?

Yes, we fund ground-up and infill construction throughout Bellevue and the greater Eastside, including remaining parcels near Crossroads.

How does DSCR financing work for Bellevue rental properties?

DSCR loans qualify based on the property's rental income relative to debt service, not personal income, suiting Bellevue's high-income rental demand.

What parts of the Eastside does Unitas serve besides Bellevue?

We fund deals throughout King County's Eastside, including Redmond, Kirkland, Issaquah, and Sammamish.

Ready to Fund Your Next Bellevue Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Bellevue investors need to compete in one of the nation's most competitive tech-driven housing markets. From Somerset renovations to Downtown Bellevue infill, we fund projects across King County's Eastside. Contact us today to discuss your Bellevue investment property financing.

Unitas Funding has funded 33+ deals for investors in and around Bellevue, WA.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.