Billerica, MA's Trusted Hard Money Lender for Real Estate Investors

Billerica sits along Route 3 between Lowell and Burlington, in the middle of the region's technology corridor. Companies such as Entegris, Bruker, and E Ink are based here, and the North Billerica commuter rail station connects residents to Boston.

Unitas Funding offers Billerica investors fix-and-flip, new construction, bridge, and DSCR rental loans. We finance up to 92.5% of total project cost, rates begin at 8.99%, and our $4.5 billion funding record means your deal gets done.

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Fast, Reliable Capital for Your Next Billerica Deal

Billerica's housing is mostly single-family capes, ranches, and colonials built from the 1950s to the 1980s, and many are ready for updates. Unitas pre-approves in 24 hours and closes in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Capes and ranches in Pinehurst, East Billerica, and around Nutting Lake are good value-add candidates for investors who modernize layouts and systems. Unitas funds purchase and rehab together.

 

 

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New Construction Loans

New Construction Loans

Buyers who want newer homes near Route 3 and I-95 give builders steady demand for new construction and additions. Our construction loans release draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Billerica property before your last project sells? Unitas bridge loans offer 12-, 18-, or 24-month interest-only terms.

 

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DSCR Loans

DSCR Loans for Rental Properties

Technology and manufacturing employers along Route 3 bring a steady stream of renters to Billerica. Our DSCR loans qualify the property on its rental income, not your W-2.

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What Makes Unitas Different in Billerica

  1. Fast Answers From the Lender
    Unitas decides and funds in-house, so Billerica investors never wait on a third party.

  2. Route 3 Corridor Knowledge
    We understand Billerica's single-family market and how it compares with nearby Chelmsford, Burlington, and Lowell.
  3. Quick Draws
    Draws funded in 24–48 hours keep Billerica renovations and builds on schedule.

  4. Proven Scale
    With $4.5 billion funded, Unitas can support Billerica investors at any stage of growth.

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Get Pre-Approved in 24 Hours
Ready to buy in Billerica? Send us your deal and get a pre-approval within 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Billerica?

Most Billerica loans close within 10 business days of a complete application.

Does Unitas finance additions and major renovations in Billerica?

Yes. We fund full renovations, additions, and second-story builds on Billerica homes.

What leverage can I get on a Billerica fix-and-flip?

Qualified investors can finance up to 92.5% of total project cost.

Does Unitas offer DSCR loans in Billerica?

Yes. Our DSCR loans qualify rental properties based on their income, not your tax returns.

Which towns near Billerica does Unitas serve?

We fund deals in Chelmsford, Tewksbury, Burlington, Bedford, and Lowell.

 

 

 

Ready to Fund Your Next Billerica Real Estate Investment?

Unitas Funding gives Billerica investors the fast, dependable capital they need in the Route 3 technology corridor. From Pinehurst renovations to new homes near North Billerica, we fund projects across the town. Contact us today to discuss your next Billerica investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.