Colorado Hard Money Lender for Real Estate Investors

Private real estate financing for investors throughout Colorado. Capital supports acquisitions, renovations, new construction, and rental portfolio expansion across Denver, Colorado Springs, Fort Collins, Boulder, and mountain markets.Loan programs are designed for speed and flexibility in Colorado’s supply-constrained environment.

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Fast, Reliable Capital

Private Capital Built for Colorado Markets Colorado real estate often requires adaptive financing. Private lending enables fast execution on urban infill, suburban growth, mountain properties, and transitional assets where timing and flexibility matter.

Fix & Flip Loans

Fix & Flip Loans

Short-term ARV-based capital for value-add acquisitions and renovations across Front Range and secondary markets.

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New Construction Loans

New Construction Loans

Construction financing for spec homes, townhomes, and small multifamily projects with milestone-based draw schedules.

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Bridge Loans

Bridge Loans

Interim financing for acquisitions, refinances, or transitional assets when speed is critical.

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DSCR Loans

DSCR Loans for Rental Properties

Cash-flow-focused rental loans designed for long-term holds and scalable portfolio growth.

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Why Investors Choose a Direct Private Lender

  1. Institutional Strength, Investor Speed.
    Fast decisions and consistent capital so you can compete on timing without sacrificing diligence.

  2. Flexible Underwriting for Real-World Deals.
    Underwriting is built around the asset, scope, and exit plan—helpful for unique projects and transitional properties.

  3. Transparent Draws and Clear Milestones.
    Predictable draw releases keep budgets aligned and reduce schedule slippage on rehab and construction projects.

  4. Direct Communication.
    Work with a team that stays close to the deal from term sheet through closing and draws.

  5. Get Pre-Approved.
    Submit your project details for Corpus Christi, Texas. Many transactions close in roughly 10 days depending on valuation and title.

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Get Pre-Approved in 24 Hours!
Apply today and secure funding for your next investment property in Corpus Georgia.

Frequently Asked Questions

What makes Colorado hard money loans different from bank loans?

Private loans prioritize asset quality and execution speed rather than rigid income or credit requirements.

Are mountain or resort properties eligible?

Select mountain and resort-area investment properties may qualify depending on liquidity and exit strategy.

How quickly can Colorado loans fund?

Pre-approvals often occur within 24 hours, with closings typically in 7–10 business days.

Do Colorado loans require income verification?

No. Rental loans emphasize cash flow, while rehab and construction loans focus on ARV and feasibility.

Can investors finance STR or MTR properties in Colorado?

Yes. DSCR programs may support qualifying short-term and mid-term rental strategies.

Is prior experience required for Colorado fix & flip loans?

Not always. Conservative leverage and professional support can offset limited experience.

What loan sizes are available in Colorado?

Loan amounts vary by market, asset type, and execution plan.

Do loans include renovation or construction budgets?

Yes. Budgets can be funded through structured draw schedules.

What exit strategies are acceptable in Colorado?

Sales, refinances, long-term holds, or portfolio transitions.

How do I apply for a Colorado hard money loan?

Submit property details, budget, and exit strategy to begin underwriting.

Ready to Fund Your Next Colorado Real Estate Investment?

Colorado market doesn't slow down, and neither should your capital. At Unitas Funding, we deliver the institutional backing and direct lending speed that wins deals. Whether you're renovating properties, developing spec homes, or building a rental portfolio across the state, our hard money lenders provide Colorado real estate investors the leverage and certainty you need to close on schedule. Submit your application now, and let's turn your next opportunity into a funded project!