Danbury, CT's Trusted Hard Money Lender for Real Estate Investors

Danbury is a regional hub for western Connecticut, located on I-84 near the New York border and about an hour from Manhattan. Once known as the "Hat City," it now has a diverse economy built on healthcare, higher education, and corporate offices, with Candlewood Lake just to the north.

Unitas Funding offers Danbury investors fix-and-flip, new construction, bridge, and DSCR rental loans. With $4.5 billion funded, we offer western Connecticut investors rates from 8.99% and up to 92.5% of project cost.

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Fast, Reliable Capital for Your Next Danbury Deal

Danbury offers lower prices than lower Fairfield County, which keeps demand strong from New York and Connecticut commuters. Unitas pre-approves in 24 hours and closes most loans in 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older colonials and capes near downtown and in neighborhoods like Great Plain are solid renovation candidates. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Infill lots and redevelopment near downtown Main Street give builders room for new homes and small multifamily projects. Our construction loans release draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Danbury property before your current one sells? A Unitas bridge loan lets you secure the deal now.

 

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DSCR Loans

DSCR Loans for Rental Properties

Western Connecticut State University, Danbury Hospital, and the Metro-North Danbury Branch support steady rental demand. Our DSCR loans qualify the property on its rental income.

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What Makes Unitas Different in Danbury

  1. Fast, In-House Decisions
    Unitas decides and funds its own loans, so Danbury investors get answers quickly.

  2. Western Connecticut Market Knowledge
    We understand how Danbury compares with Fairfield County and nearby New York towns on price and rent.
  3. Draws on Your Timeline
    Draws funded in 24–48 hours keep Danbury projects moving through New England's short building season.

  4. Capital You Can Rely On
    $4.5 billion funded means Unitas can support Danbury investors from the first deal to the tenth.

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Get Pre-Approved in 24 Hours
Have a Danbury property in mind? Send us the details and get a pre-approval in 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Danbury, CT?

Most Danbury loans close within 10 business days of a complete application.

Does Unitas finance multifamily properties in Danbury?

Yes. We finance one- to four-unit homes and small multifamily buildings throughout Danbury.

What leverage does Unitas offer in Danbury?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Danbury rental?

Yes. Our DSCR loans qualify based on the property's rental income, not personal income.

Does Unitas lend in towns near Danbury?

Yes. We fund deals in Bethel, Brookfield, New Milford, Newtown, and Ridgefield.

 

 

 

Ready to Fund Your Next Danbury Real Estate Investment?

Unitas Funding gives Danbury investors fast, reliable capital in western Connecticut's largest market on the I-84 corridor. From downtown renovations to new infill housing, we fund projects across the city. Contact us today to discuss your next Danbury investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.