DSCR Loans

DSCR Loans to Fund Your Next Project Or Real Estate Portfolio

Grow your real estate portfolio with the Unitas Funding DSCR Loan Financing Program. This DSCR rental income loan program offers fast approvals, competitive rates, and flexible terms—without the need for traditional income verification.

Eligible properties include Single-Family Rentals (SFRs), 2–4 unit condos, and multifamily (5–8 units).

Build Your Deal

Townhoome

What a Unitas DSCR Loan gets you to expand a Real Estate Portfolio

Here’s a quick overview of our DSCR loan structure:

Loans Amounts

$75K to $4.5M

12, 18 and 24 months

Loan Term

Loan to Value

Up to 80% for purchases

Up to 75% for cash out refinances

Up to 85 %

After-Repair LTV

Interest Rates Start at

8.99%

Closing time

10 days

Why Work with Unitas for DSCR Financing

Get reliable DSCR financing with fast approvals, staged draws, and funding aligned to your build schedule.

Institutional expertise and entrepreneurial thinking

A larger credit box with broader options.

Easier and Faster Lending & Draw Processing

Competitive rates

Capital Backed Direct Lender

Yes, means Yes!

Rental property