DSCR Loans

DSCR Loans to Fund Your Next Project Or Real Estate Portfolio

Are you tired of jumping through hoops and wondering how to finance multiple investment properties? Unitas Funding is the answer for DSCR Loans, rental property financing, and no-income verification mortgages. We base our approvals on the property's income potential.

If you are buying rental property without W-2 documents, our cash flow investment loans are built for you. We leverage the debt service coverage ratio to secure your funding. By operating as premier DSCR loan lenders for real estate investors, we provide a true tax return exempt mortgage so you can scale your portfolio without the traditional red tape.

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What a Unitas DSCR Loan gets you to expand a Real Estate Portfolio

It has never been easier to apply for a no income verification rental loan. Whether you need a short-term hold or a 30 year fixed DSCR mortgage, our hard money lenders offer flexible terms. These no income verification mortgages make rental property financing completely seamless. Here is a quick overview of our DSCR loans structure:

Loans Amount

$75K to $3.0M

Loan Term

30 Years

Loan to Value

Up to 80% for purchases

Up to 75% for cash out refinances

FICO Score

Starting at 660

DSCR Ratio

As Low As .75X

Eligible Properties

SFRs (Single Family Rentals)

2-4 Units

Multifamily (5-9 Units)

Work with Unitas for DSCR Financing

Get reliable DSCR loans with fast approvals to grow your portfolio. Eligible properties include single-family rentals, condos, and multifamily units.

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Competitive terms designed to maximize your monthly rental yield.

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Approvals based strictly on property cash flow instead of personal income. 

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No W-2s or complex tax return verification required. 

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Flexible financing options for single-family rentals and multifamily units.

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Cash flow investment loans leveraging the debt service coverage ratio.

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A DSCR funding source where yes means yes!

Rental property