DSCR Loans
DSCR Loans to Fund Your Next Project
Grow your real estate portfolio with the Unitas Funding DSCR Loan Program. This program offers fast approvals, competitive rates, and flexible terms—without the need for traditional income verification.
Eligible properties include Single-Family Rentals (SFRs), 2–4 unit condos, and multifamily (5–8 units).
What you get with a Unitas DSCR Loan
Here’s a quick overview of our DSCR loan structure:
Loans Amounts
$75K to $2M Up to $4.5M with committee review
12, 18 and 24 months
Loan Term
Loan to Value
Up to 80% for purchases
Up to 75% for cash out refinances
Up to 85 %
After-Repair LTV
Interest Rates Start at
8.99%
Closing time
10 days
Why Work with Unitas for DSCR Financing
Get reliable DSCR financing with fast approvals, staged draws, and funding aligned to your build schedule.
Institutional expertise and entrepreneurial thinking
A larger credit box with broader options.
Easier and Faster Lending & Draw Processing
Competitive rates
Capital Backed Direct Lender
Yes, means Yes!