Fix & Flip Financing

Fund the Purchase. Fund the Rehab. Keep the Profit.

Rates starting at 8.99% — up to 92.5% of cost, 24-hour pre-approval, and draws released in 24–48 hours, so your crew is never waiting on you.

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WHY FLIPPERS CHOOSE UNITAS
Built for How Flippers Actually Work
✓
Finance the purchase and the rehab with one partner — no juggling two lenders or two closings.
✓
Draws released in 24–48 hours — so materials, crews, and timelines don't stall waiting on paperwork.
✓
Close in as little as 10 days — when the right deal shows up and you need to move now.
✓
Pricing that rewards experience — your rate and terms are based on your track record, not a one-size-fits-all box.
WHY INVESTORS TRUST UNITAS
$1.1B+ AUM
 
18+ Years of Investor-Backed Returns
 
Backed by Fidelis Investors
 
10-Day Average Close
How It Works
1
APPLY
Tell us about the deal in a few minutes.
2
GET APPROVED
Pre-approval in as little as 24 hours.
3
CLOSE
Fund in as little as 10 days.
4
DRAW & BUILD
Submit draws, get funded in 24–48 hours.
PROGRAM PARAMETERS
Pricing That Rewards Experience
EXPERIENCE TIER MAX LTC MAX LOAN MIN FICO
First deal 80% $1,000,000 660
2–3 completed deals 85% $1,500,000 620
3+ completed deals 92.5% $2,500,000 600
Rates starting at 8.99%. All tiers include 24-hour pre-approvals, a 10-day average close, and 24–48 hour in-house draw management. [Confirm current rate before launch.]

The Unitas Edge

Draw management is handled in-house — not outsourced to a third-party servicer. That's the difference between a 24–48 hour turnaround and the 5–10 day wait investors run into with other lenders, and on an active rehab, every day of delay is a day of carry cost.

Get Started

Ready to Turn a Rehab Into a Rental?

Tell us about the deal and get your rate and terms back fast — no obligation.

$1.1B+ AUM · 18+ years of investor-backed returns · Backed by Fidelis Investors

Frequently Asked Questions

What credit score do I need?

 Program minimums start at 600 FICO for investors with three or more completed deals. First-time flippers start at 660. 

How fast can I close?

 As little as 10 days from a complete application. 

Do you finance the rehab, or just the purchase?

 Yes — financing covers both the purchase and the rehab budget, up to 92.5% of total project cost for experienced investors. 

Ready to Fund Your Next Flip?

Or call (862) 217-6326 — talk to a loan officer today.