Fort Myers, FL's Trusted Hard Money Lender for Real Estate Investors

Fort Myers is the county seat of Lee County and one of Southwest Florida's fastest-growing cities. Since Hurricane Ian in 2022, rebuilding and new development have reshaped neighborhoods from the downtown River District to the McGregor Boulevard corridor.

Unitas Funding provides Fort Myers investors with fix-and-flip, new construction, bridge, and DSCR rental loans. Lee County projects qualify for up to 92.5% loan-to-cost with rates starting at 8.99%, backed by $4.5 billion in loans funded.

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Fast, Reliable Capital for Your Next Fort Myers Deal

Population growth, retirees, and a large seasonal workforce keep demand strong for both renovated homes and rentals. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older homes near McGregor Boulevard and in neighborhoods like Dean Park appeal to buyers who want historic charm near downtown. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Storm-damaged lots and new subdivisions east of I-75 create steady opportunities for builders delivering homes built to current Florida code. Our construction loans release draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to buy a Fort Myers property before your current project closes? A Unitas bridge loan gives you short-term capital so you do not lose the deal.

 

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DSCR Loans

DSCR Loans for Rental Properties

Lee Health, Florida Gulf Coast University, and Southwest Florida International Airport support steady rental demand. Our DSCR loans qualify the property on its rental income, not your W-2.

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What Makes Unitas Different in Fort Myers

  1. Capital When Timing Matters
    Unitas decides and funds in-house, so Fort Myers investors can close in about 10 business days.

  2. Southwest Florida Experience
    We understand flood zones, insurance costs, and post-storm rebuilding in Lee County, and we factor them into our underwriting.
  3. Draws That Keep Rebuilds Moving
    Draws funded in 24–48 hours help Fort Myers projects keep pace in a busy contractor market.

  4. Backed by $4.5 Billion
    Our funding history means Unitas can support your Fort Myers projects season after season.

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Get Pre-Approved in 24 Hours
Have a Fort Myers deal under contract? Send us the details and get a pre-approval within 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Fort Myers?

Most Fort Myers loans close within 10 business days of a complete application.

Does Unitas lend on properties in Fort Myers flood zones?

Yes. We lend in flood zones across Lee County and review elevation, flood insurance, and building code as part of underwriting.

Does Unitas finance rebuilds of storm-damaged homes?

Yes. We fund renovations and full rebuilds of storm-damaged properties, with draws released as work is completed.

Can I use a DSCR loan for a Fort Myers rental?

Yes. Our DSCR loans qualify based on the property's rental income, not personal income.

What areas near Fort Myers does Unitas serve?

We fund deals across Lee County, including Cape Coral, Lehigh Acres, Estero, Bonita Springs, and North Fort Myers.

 

 

 

Ready to Fund Your Next Fort Myers Real Estate Investment?

Unitas Funding gives Fort Myers investors fast, dependable capital as Southwest Florida continues to grow and rebuild. From McGregor Boulevard renovations to new homes east of I-75, we fund projects across Lee County. Contact us today to discuss your next Fort Myers investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.