Georgia Hard Money Lender for Real Estate Investors

Fast, flexible private capital for real estate investors across Georgia. Funding supports acquisitions, renovations, new construction, and rental portfolio growth throughout Atlanta, Savannah, Augusta, Columbus, and secondary markets.Loan programs are structured for speed, clarity, and execution—supporting fix & flip, bridge, DSCR rental, and construction strategies across Georgia’s diverse real estate landscape.

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Fast, Reliable Capital

Georgia investors operate in competitive, time-sensitive markets. Direct private lending enables faster approvals, streamlined draws, and predictable closings—critical advantages when acquiring value-add assets or stabilizing transitional properties. Funding supports urban infill, suburban expansion, and workforce housing projects statewide.

Fix & Flip Loans

Fix & Flip Loans

Short-term, ARV-based financing for acquisitions and renovations across Georgia. Designed for SFR and small multifamily rehabs in both metro and secondary markets.

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New Construction Loans

New Construction Loans

Ground-up construction loans for single-family, townhomes, ADUs, and small multifamily developments. Staged draw schedules support projects from land acquisition through completion.

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Bridge Loans

Bridge Loans

Interim financing for acquisitions, refinances, or pre-stabilization. Ideal for transitional assets where speed is critical.

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DSCR Loans

DSCR Loans for Rental Properties

Cash-flow-based rental loans emphasizing property income rather than borrower tax returns. Built for long-term portfolio growth.

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Why Investors Choose a Direct Private Lender

  1. Institutional Strength, Investor Speed.
    Fast decisions and consistent capital so you can compete on timing without sacrificing diligence.

  2. Flexible Underwriting for Real-World Deals.
    Underwriting is built around the asset, scope, and exit plan—helpful for unique projects and transitional properties.

  3. Transparent Draws and Clear Milestones.
    Predictable draw releases keep budgets aligned and reduce schedule slippage on rehab and construction projects.

  4. Direct Communication.
    Work with a team that stays close to the deal from term sheet through closing and draws.

  5. Get Pre-Approved.
    Submit your project details for Corpus Christi, Texas. Many transactions close in roughly 10 days depending on valuation and title.

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Get Pre-Approved in 24 Hours!
Apply today and secure funding for your next investment property in Corpus Georgia.

Frequently Asked Questions

What types of properties qualify for hard money loans in Georgia?

Investment-purpose residential, small multifamily, mixed-use, and select commercial assets may qualify depending on exit strategy and marketability.

How fast can a Georgia hard money loan close?

Pre-approvals often occur within 24 hours, with closings typically completed in 7–10 business days.

Are Georgia hard money loans asset-based?

Yes. Underwriting focuses on collateral value, ARV, cash flow, and execution plan rather than borrower income.

Is income verification required in Georgia?

No. DSCR and rehab loans emphasize property performance rather than personal financial documentation.

Can out-of-state investors borrow in Georgia?

Yes. Out-of-state investors commonly finance Georgia projects using a U.S.-based business entity.

Is prior investing experience required?

Experience is helpful but not mandatory when leverage, budgeting, and execution plans are conservative.

Do loans cover renovation or construction costs?

Yes. Rehab and construction budgets are funded through structured draw schedules.

What exit strategies are acceptable?

Sales, refinances, DSCR take-outs, or long-term holds are all acceptable.

What leverage is typical for Georgia loans?

Leverage varies by asset type, market conditions, and execution risk.

How do I apply for a Georgia hard money loan?

Start with the property address, purchase terms, budget and scope, and your exit strategy. Adding photos, contractor bids, and a timeline helps accelerate underwriting and improve terms clarity.

Ready to Fund Your Next Georgia Real Estate Investment?

Georgia's market doesn't slow down, and neither should your capital. At Unitas Funding, we deliver the institutional backing and direct lending speed that wins deals. Whether you're renovating properties, developing spec homes, or building a rental portfolio across the state, our hard money lenders provide Georgia real estate investors the leverage and certainty you need to close on schedule. Submit your application now, and let's turn your next opportunity into a funded project!