Greensboro's Trusted Hard Money Lender for Real Estate Investors

Investors in Greensboro seeking hard money lenders that actually close can look to Unitas Funding for dependable partnership on fix-and-flip projects, construction builds, bridge scenarios, and rental acquisitions. Our focused lending team emphasizes clear conditions, fast yes or no answers, and flexible deal structures so you spend less time chasing capital and more time growing your portfolio.

Our private money loans for Greensboro real estate investors include fix-and-flip capital, ground up construction funds, bridge loan options between exits, and DSCR loans for long-term rental financing. Reliable funding sources, realistic underwriting, and a responsive staff help keep your contracts intact and your timelines realistic.

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Fast, Reliable Capital for Your Next Real Estate Deal

Our team at Unitas Funding serves hard money borrowers with direct, institutional funding that prioritizes predictability. Programs cover fix-and-flip loans, new construction loans, bridge loans, and DSCR rental property loans, with amounts up to $2.5M, clearly defined LTC and ARV to LTV ranges, and a simple, transparent draw schedule. Property address, project scope, rehab or build budget, and expected timeline give our Greensboro hard money lenders what is needed to respond with terms quickly so your next deal is positioned to close on time.

Fix & Flip Loans

Fix & Flip Loans

Our fix-and-flip loans keep projects moving from purchase to resale or BRRRR with less friction. Investors can access up to 92.5% LTC, up to 75% ARV-LTV, and 12 to 24 month terms that are built around the after repair value. We review your scope, timeline, and renovation budget so more of your cash stays free for materials, labor, and backup reserves. Fast funding, clear inspections, and predictable draws make it easier to acquire, renovate, and exit on schedule.

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New Construction Loans

New Construction Loans

New construction loans from our private lending team support infill projects, spec homes, and smaller multifamily builds. Up to 85% LTC, up to 75% ARV-LTV, and a milestone based draw schedule help you manage cash flow and avoid delays. Budget, timeline, and exit strategy are aligned at the start so you can keep subs scheduled and costs in line. Clear numbers, straightforward inspections, and 12 to 24 month terms give Greensboro builders room to complete and sell or refinance.

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Bridge Loans

Bridge Loans

Bridge loans for investors offer short-term capital when timing is tight or traditional lenders are slow. Use this gap financing to lock in an off market deal, season income before a DSCR refinance, or finish light renovations ahead of a takeout loan. Funding is available up to $2.5M with up to 80% LTC, up to 75% ARV-LTV, and a 12 month term. Our process helps you close quickly, stabilize the asset, then refinance or sell on your schedule with transparent terms.

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DSCR Loans

DSCR Loans for Rental Properties

DSCR rental loans turn property cash flow into long-term financing power. Our asset based lending looks at projected rental income, DSCR, and credit history instead of pure W2 income. Structures can include up to 75% LTC, up to 80% ARV-LTV, competitive interest rates, and prepay options that suit BRRRR, long-term, MTR, or STR plans. A well performing bridge loan project can transition into a DSCR mortgage once your Greensboro rental reaches stabilization.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner.
    Bank-level capital for investment properties is combined with the agility of a specialized lender that understands your deadlines. Our lending team keeps your file moving from initial review to closing and through every draw request.

  2. More Ways to Say ‘Yes’ to Your Deal.
    Real estate investors find a full menu of options, including fix-and-flip, ground-up construction, bridge financing, and DSCR loans. Our 12, 18, and 24 month terms, defined ARV-LTV guidelines, and flexible structures help your deal match your hold or exit plan.

  3. Certainty from a Direct Lender.
    Capital comes directly from our own balance sheet, with rate and leverage ranges shared before you commit. Investors benefit from clearly outlined terms, dependable draw schedules, and a closing process that reduces unwanted surprises.

  4. Faster Funding, Faster Draws.
    A competitive real estate market rewards those who can close quickly. Our simple loan process supports closings in as few as 10 days and helps ensure construction draws are released on time. With responsive communication and efficient underwriting, your investment projects can keep moving forward.

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Get Pre-Approved in 24 Hours!
Pre-approval for investment property financing is often available within 24 hours. You can submit a simple application and be prepared when the next opportunity arrives.

Frequently Asked Questions

What do you need to review a deal?

For an initial review, our team looks for the property address, a clear scope of work, your budget, and the anticipated timeline. Photos, plans, or renderings help us provide accurate terms. Our Greensboro hard money lenders then provide indicative terms quickly and flags any additional items needed to move into full underwriting and appraisal.

How fast can you close?

The majority of bridge and fix-and-flip loans can reach the closing table in as little as 10 days once appraisal, title, and insurance are in place. Ground-up construction loans run on the pace of your plans and permits, plus our detailed review of the construction budget. Our process always includes a clear timeline conversation up front so your closing date is not a surprise.

What are your typical leverage ranges?

For fix & flip loans, leverage can reach up to 92.5% LTC and up to 75% ARV-LTV. New construction loans are commonly structured up to 85% LTC and up to 75% ARV-LTV. Bridge loans can support up to 80% LTC and up to 75% ARV-LTV. DSCR financing usually extends to up to 75% LTC and up to 80% ARV-LTV. Greensboro investment properties may qualify for loan amounts up to $2.5M.

Do you lend to first-time investors?

Yes, provided the numbers make sense and the exit plan is realistic. Leverage, reserves, and structure are shaped around your experience level so first-time investors can stay safe while still getting access to private capital. Our team lays out a step-by-step path with checklists and a defined draw schedule so you always know what comes next.

What types of properties qualify?

Qualifying properties are investment-focused only, such as single-family rentals, 2 to 4 unit properties, small multifamily buildings, townhomes, and certain mixed-use properties evaluated by exception. Our private loans for Greensboro real estate investors are business-purpose loans only, not financing for owner-occupied homes.

Ready to Fund Your Next Greensboro Real Estate Investment?

Unitas Funding provides hard money loans with straightforward terms, consistent draws, and closing timelines that align with your investing strategy. A typical hard money approval decision is delivered within one business day after we receive your application. For investors who want local Greensboro hard money lenders to help build a diversified rental portfolio, Unitas Funding is ready to review your deal.

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.