Greenville’s Trusted Hard Money Lender for Real Estate Investors

To close faster and scale, align your project with our construction lending process; prepare budgets, timelines, and comps. We deliver quick approvals, tailored terms, and Greenville hard money loans that keep real estate investments moving, supported by institutional capital and clear draw schedules.

Real estate investors can choose fix and flip financing, bridge loans, or new construction funding; as experienced private money lenders, we underwrite collateral and exit strategies, then fund decisively. Share scope and supporting docs, confirm permits, and we’ll coordinate inspections, wire proceeds quickly, and help optimize returns.

shutterstock_2644509203

Fast, Reliable Capital for Your Next Real Estate Deal

We blend institutional stability with direct lending speed as a hard money lender, offering transparent loan programs tailored to every stage. As a private money lender in Greenville, we move quickly on fix and flip opportunities, support new construction, and deliver rental property loans with flexible terms. Need short-term bridge financing? We fund efficiently and communicate clearly, so real estate investors can scale portfolios confidently while keeping timelines, budgets, and exit strategies front and center.

Fix & Flip Loans

Fix & Flip Loans

We help investors move fast with our fix & flip loans in Greenville, pairing short term financing with a hard money rehab loan for quick purchases and streamlined renovations. We offer fix and flip funding that supports the BRRRR method, covering acquisition and rehab while keeping timelines tight. We underwrite to the After Repair Value (ARV), so you can maximize leverage, protect cash, and scale your pipeline with clear terms, responsive service, and efficient draws.

Learn More
New Construction Loans

New Construction Loans

Secure flexible financing for ground up construction with our private construction loans tailored to builders and investors. As a private construction lender in Greenville, we fund single family spec homes, multi unit residential projects, and mixed use developments with speed and clarity. Our staged draw process aligns with verified milestones, so capital reaches you precisely when needed for lot acquisition, horizontal improvements, and vertical build phases, helping you control timelines, protect margins, and move confidently from concept to completion.

Learn More
Bridge Loans

Bridge Loans

We offer hard money bridge loans that provide essential interim financing with speed and clarity. Choose our gap financing when timelines outpace conventional lenders, whether you’re snapping up an investment property or stabilizing a project before qualifying for permanent financing. Our real estate bridge loans in Greenville deliver quick, reliable capital and responsive service, aligning underwriting with your plan so closing stays on track and opportunities don’t slip.

Learn More
DSCR Loans

DSCR Loans for Rental Properties

Greenville DSCR loans make scaling rental portfolios straightforward by qualifying properties on cash flow using the Debt Service Coverage Ratio. These no income verification rental loans prioritize property performance over paystubs, providing flexible access to capital. Structured as asset based loans, they deliver practical landlord financing for acquisitions and refinances. Borrowers can deploy investment property mortgages to secure long-term rentals, STRs, or MTRs, strengthening yields while maintaining speed, clarity, and reliable underwriting.

Learn More


What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner.
    We blend institutional reliability with entrepreneurial flexibility; as your Greenville hard money lender, we guide complex real estate deals, tailor approvals to your goals, and deliver fast funding so you can move confidently from offer to closing.

  2. More Ways to Say ‘Yes’ to Your Deal.
    With an expanded credit box and creative underwriting, we finance projects others pass on, turning unique investments and tight timelines into approvals. Our Greenville hard money lending team moves fast, stays pragmatic, and says yes when it counts.

  3. Certainty from a Direct Lender.
    As a direct hard money lender in Greenville, we deploy our own capital to move fast, deliver clarity, and keep deals on track; with streamlined direct lending, you get confident loan approval and truly secure funding at closing.

  4. Faster Funding, Faster Draws.
    Timing matters in real estate, so our Greenville loan process moves fast, enabling closings in as little as 10 days, fast funding, and streamlined construction draw releases. We communicate clearly, keep deals on schedule, and support profitable outcomes.


shutterstock_2218681047 (1)

Get Pre-Approved in 24 Hours
Apply today and secure funding for your next investment property in Greenville.

FAQ

Who qualifies for a hard money loan from Unitas Funding?

Serious operators choose our hard money investor loans when they need a durable, relationship-driven capital source, not a race-to-the-bottom rate. We deliver fast funding at offer, post–term sheet, and through every inspection in the draw process, so your real estate investments move from contract to close without stalls. If you run an LLC or corporation and value speed plus certainty, we’re a fit. Expect expert private money lending, hard money lending in Greenville expertise, and construction loans guided by builders’ insight, all engineered to accelerate timelines and protect margins.

What is required to apply for a Unitas real estate investment loan?

Ready to pursue a real estate investment loan? We accept a loan application only through an LLC or corporation strictly for investment or business use. For investment property financing in Greenville, please gather entity formation documents, EIN and operating agreement, business bank statements, purchase contract, projected rents or leases, recent tax returns, and identification.

- Background Check
- Bank Statements
- Certificate of Good Standing
- Credit Report
- EIN Letter
- Government-issued ID
- Purchase and Sale Agreement

What credit score do I need for a hard money loan from Unitas?

Qualified investors can access our business purpose loans when their history meets clear standards. For any hard money loan, we determine the qualifying credit score using the median FICO score from a tri-merge report, or the lower of two when only two scores appear. Representative scores below 600 are ineligible for our investment property loans. This disciplined approach lets us deliver reliable capital and competitive terms on private loans near Greenville, tailored to each borrower’s strategy.

Do you lend to first-time real estate investors in Greenville?

Ready to move fast on opportunities? We offer first time real estate investor loans tailored to your strategy, whether your first fix and flip in Greenville is underway or you’re adding doors with rental property loans. Our streamlined loan programs deliver accessible capital so you can bid confidently, close quickly, and keep renovations on schedule. Expect reliable fix and flip funding, clear checkpoints, and a partner focused on turning sound deals into lasting growth.

Is income verification required for investment property loans from Unitas?

Skip income docs: our investment property loans don’t require personal income verification. Backed by real collateral, our private real estate loans in Greenville use asset based lending, qualifying you on down payment strength and verified liquidity. We underwrite with a DSCR focus, prioritizing property cash flow over wages, making them true DSCR loans. This straightforward approach lets real estate investors qualify on performance, close faster, and strategically scale portfolios with confidence.

 

How long does the approval process take?

Move quickly with our fast loan approval designed for investors who can’t wait. We issue same-day pre-approvals and term sheets on hard money loans in Greenville and beyond, then finalize once clear title and property valuation are confirmed; our hybrid valuations typically wrap in 3–5 business days. With streamlined underwriting, closings can happen in as little as 10 days, helping you secure financing confidently for competitive real estate opportunities while we keep communication straightforward and warm.

 

Why choose Unitas over other hard money lenders in Greenville?

We pair construction savvy with lending precision to meet investors where they are and move deals forward faster than typical hard money lenders. We close private money loans in Greenville in as little as 10 days, customize terms to your project, and champion long-term partnerships. With rates starting at 9.25%, we deliver real estate loans up to 92.5% LTC and high leverage loans, blending institutional capital access with the attentive guidance of a dedicated private money lender.

 

How is a hard money lender different from a bank?

As a hard money lender, we move faster than banks, delivering fast closing loans in days, structuring investment real estate loans with flexible terms for creative deals. Our transparent, streamlined process guides investors from underwriting to funding, supporting fix and flip projects, bridge loans, DSCR loans, and new construction lending in Greenville with efficiency. Count on local insight, responsive service, and reliable capital when timing matters most.

 

Do you provide funding in my state or city?

As a nationwide direct lender, we finance fix and flip loans, DSCR loans, new construction, and bridge loans in Greenville and throughout South Carolina, plus most other markets. We deliver business purpose loans backed by reliable private capital solutions to help investors close quickly and scale confidently.

 

How do I apply for a real estate investment loan from Unitas?

Ready to apply for a real estate investment loan? We keep the process personal and efficient: start with our online loan calculator, then expect a dedicated Account Executive to discuss your project, qualifications, and the best path for real estate investor financing. From swift pre approval through valuation, title work, and timely draws, we coordinate every detail so real estate investors in Greenville move from offer to closing with clarity, speed, and confidence, backed by responsive guidance at every step.

 

Fast, Reliable Capital – No Red Tape

Get the certainty of a direct lender and close in as little as 10 days.

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.