Hamilton, NJ’s Trusted Hard Money Lender for Real Estate Investors

Unitas Funding provides fast private loans for Hamilton real estate investors. We specialize in fix-and-flip projects, new construction, bridge financing, and rental properties. Our direct lending model connects you with decision-makers who understand the local market.

Investors choose Unitas for institutional capital and entrepreneurial speed. We close loans in 10 business days and approve draws within 48 hours. Our Hamilton hard money lenders provide certainty in today's competitive market.

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Fast, Reliable Capital for Your Next Real Estate Deal

Unitas closes loans in 10 business days while banks typically take 30-45 days. We focus on property value and exit strategy. You receive same-day pre-approvals for competitive offers.

Fix & Flip Loans

Fix & Flip Loans

We provide up to 92.5% loan-to-cost financing for fix and flip projects. Our Hamilton hard money lenders approve based on after repair value. You get financing with 12-, 18-, or 24-month terms.

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New Construction Loans

New Construction Loans

Unitas finances ground-up construction for single-family and multifamily developments. We provide staged funding tied to milestones. Our loans include land acquisition and development budgets.

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Bridge Loans

Bridge Loans

We provide 12-month gap financing for investment opportunities. We fund acquisitions while you secure long-term financing. We structure terms around your timeline.

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DSCR Loans

DSCR Loans for Rental Properties

Our loans qualify based on property income. Hamilton investors access private loans without employment or income verification. We consider rental income of the property as well as credit scores when approving your loan.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner
    Unitas combines institutional capital with fast decisions. Our $5 billion in funded loans provides security. You receive personalized service from experienced lenders.

  2. More Ways to Say ‘Yes’ to Your Deal
    We evaluate each property based on potential. Our hard money lenders serving Hamilton approve deals that banks decline. Our underwriting accommodates first-time and seasoned investors.

  3. Certainty from a Direct Lender
    Unitas owns our capital and makes final decisions. When we say yes, it means yes. Hamilton investors rely on our consistent funding.

  4. Faster Funding, Faster Draws
    We close files in 10 business days and process draws within 48 hours. Our systems eliminate delays. We deliver the speed your projects require.


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Get Pre-Approved in 24 Hours!
Apply now and receive a decision on your approval within 24 hours. Contact us today to discuss your next project.

Frequently Asked Questions

What types of investment properties do you finance?

Unitas finances single-family homes, multifamily properties, and mixed-use buildings. We fund renovations, construction, acquisitions, and rental portfolios.

How quickly can you close on a Hamilton investment property?

Our Hamilton hard money lenders close complete files in 10 business days. Fast closings require complete documentation. We provide same-day pre-approvals.

What are your loan-to-cost ratios for Hamilton fix-and-flip projects?

Unitas provides up to 92.5% loan-to-cost financing. We base amounts on after repair value. Final terms depend on the property and your experience.

Do you require personal income verification for DSCR loans?

No. Our loans qualify based on property rental income. We underwrite using lease agreements or projected rents. We don’t require W-2s or tax returns, but you must have a credit score higher than 600.

What areas of Hamilton do you serve?

Unitas funds properties throughout Hamilton Township, Mercer County, and Central New Jersey. We finance projects in established neighborhoods as well as in emerging areas. Our team understands local market dynamics, and our hard money lenders have financed projects across the country.

Ready to Fund Your Next Hamilton Real Estate Investment?

Unitas Funding provides speedy and flexible private loans Hamilton real estate investors need. Contact us today to discuss your real estate financing needs!

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.