Irving, TX’s Trusted Hard Money Lender for Real Estate Investors

Unitas Funding provides fast private loans for Irving real estate investors. We specialize in fix-and-flip projects, new construction, bridge financing, and rental acquisitions. Our direct lending model closes loans within 10 days.

Investors choose our Irving hard money lenders for institutional capital with entrepreneurial thinking. We fund first-time flippers and experienced operators. Our team underwrites deals based on property value and exit strategy.

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Fast, Reliable Capital for Your Next Real Estate Deal

Unitas Funding closes loans within 10 business days. We provide rates starting at 8.99% with loan-to-cost ratios up to 92.5%. Our pre-approval process takes 24 hours.

Fix & Flip Loans

Fix & Flip Loans

Our fix-and-flip loans cover purchase price and renovation costs. Investors use our 12-month, 18-month, and 24-month terms. We provide draw schedules with 24- to 48-hour turnaround.

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New Construction Loans

New Construction Loans

Unitas funds ground-up construction for single-family and multifamily projects. We provide staged funding from foundation to certificate of occupancy. Our team reviews budgets with construction expertise.

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Bridge Loans

Bridge Loans

Bridge loans provide interim financing for quick closings. Our bridge loans are offered with 12-month terms. Our underwriting focuses on property equity rather than personal income.

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DSCR Loans

DSCR Loans for Rental Properties

Our loans finance rental properties based on property income. We calculate qualification using cash flow and market rents. DSCR loans work for short-term, mid-term, and long-term rentals.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner
    Unitas combines institutional capital with entrepreneurial flexibility. We have funded over $5 billion in real estate loans. You receive financial backing with personalized attention.

  2. More Ways to Say ‘Yes’ to Your Deal
    Our hard money lenders help Irving investors by building financing around your specific project. Our underwriting team evaluates property potential and exit strategy.

  3. Certainty from a Direct Lender
    Unitas owns our capital and makes lending decisions internally. When we approve your loan, you receive guaranteed funding.

  4. Faster Funding, Faster Draws
    We process draw requests in 24-48 hours. Our process includes third-party inspections and budget tracking. We fund each milestone promptly.


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Get Pre-Approved in 24 Hours!
Submit your investment property details today. We provide clear term sheets showing rates and fees. Contact our Irving hard money lenders today.

Frequently Asked Questions

What types of investment properties do you finance?

Unitas finances single-family homes, multifamily properties, condos, and townhomes. We fund fix-and-flip projects, construction, and rental acquisitions for business entities. We do not provide consumer loans.

How quickly can you close on an Irving investment property?

We close private loans for Irving real estate investors in 10 business days with complete file submission. Most deals close within 10-14 days. We provide same-day pre-approvals.

What are your loan-to-cost ratios for Irving fix-and-flip projects?

Unitas provides up to 92.5% loan-to-cost on qualified projects. LTC ratios vary based on location and experience. We calculate LTC using purchase price plus renovation costs.

Do you require personal income verification for DSCR loans?

No. Our DSCR loans qualify based on property income and credit ranking. We analyze market rents and cash flow. Investors use DSCR loans to scale portfolios.

What areas of Irving do you serve?

Unitas serves all neighborhoods and surrounding markets in North Central Texas. We finance properties across the Dallas-Fort Worth metroplex. Our team understands local submarkets.

Ready to Fund Your Next Irving Real Estate Investment?

Contact Unitas Funding today to discuss your financing needs. Our hard money lenders provide Irving investors with personalized service and fast closings. Call us now or complete our online application to get started!

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.