Kent, WA's Trusted Hard Money Lender for Real Estate Investors

Kent's industrial base — one of the largest warehouse and logistics corridors on the West Coast, anchored by Boeing manufacturing — supports a deep blue-collar and logistics workforce that keeps rental demand strong even as neighboring Bellevue and Seattle prices climb out of reach. Investors flipping East Hill homes or building rentals near Kent Valley benefit from that steady, less-cyclical demand.

Unitas Funding provides private real estate loans for investors throughout Kent and South King County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Kent investors need to compete.

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Fast, Reliable Capital for Your Next Kent Deal

Kent's logistics- and manufacturing-driven job base, combined with prices well below Seattle's Eastside, supports strong rental cash flow and reliable flip margins. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across King County.

Fix & Flip Loans

Fix & Flip Loans

East Hill and Panther Lake's single-family housing stock rewards investors who modernize interiors for buyers priced out of Bellevue and Seattle. Unitas funds acquisition and rehab budget together so Kent flippers can close and start work fast.

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New Construction Loans

New Construction Loans

Infill development near West Hill and Kentridge continues as Kent absorbs overflow demand from pricier neighboring Eastside cities. Our construction loans fund the full build cycle with 24-48 hour draws to keep Washington crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Kent Valley acquisition before your permanent financing is finalized? Unitas bridge loans give Kent investors the short-term capital to secure deals without losing momentum.

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DSCR Loans

DSCR Loans for Rental Properties

Kent's steady logistics and manufacturing workforce supports consistent rental demand, making DSCR loans a strong fit for investors building portfolios on East Hill or in Panther Lake. We qualify the property's income, not personal tax returns.

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What Makes Unitas Different in Kent

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Kent closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Kent Market Expertise
    Our team understands South King County's industrial-driven economics, from Kent Valley's logistics base to East Hill's residential stock, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Kent rehab and construction projects moving in a competitive South Sound labor market.

  4. A Track Record Built in Kent
    We've funded deals across West Hill, Panther Lake, and Kentridge, building the track record South King County investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Kent deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Kent?

Most Kent transactions close within 10 business days of a completed application, with our team coordinating directly with King County title companies.

What loan-to-cost is available for Kent fix-and-flips?

Qualified Kent investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget.

Does Unitas finance new construction in Kent?

Yes, we fund ground-up and infill construction throughout Kent and South King County, including projects near West Hill and Kentridge.

How does DSCR financing work for Kent rental properties?

DSCR loans qualify based on the property's rental income relative to debt service, not personal income, suiting Kent's steady logistics-driven rental demand.

What parts of South King County does Unitas serve besides Kent?

We fund deals throughout South King County, including Auburn, Renton, Federal Way, and Covington.

Ready to Fund Your Next Kent Real Estate Investment?

Unitas Funding delivers the fast, flexible private capital Kent investors need to compete in one of South King County's steadiest rental markets. From East Hill renovations to Kent Valley-adjacent new construction, we fund projects throughout South King County. Contact us today to discuss your Kent investment property financing.

Unitas Funding has funded 36+ deals for investors in and around Kent, WA.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.