Lafayette, LA's Trusted Hard Money Lender for Real Estate Investors

Lafayette is the economic center of Acadiana, with a workforce built on energy services, healthcare, and the University of Louisiana at Lafayette. Investors find steady opportunity here, from older homes near the Oil Center and downtown to newer neighborhoods on the city's south side.

Unitas Funding provides Lafayette investors with fix-and-flip, new construction, bridge, and DSCR rental loans. Rates start at 8.99%, leverage goes up to 92.5% loan-to-cost, and $4.5 billion funded nationwide means we are ready to close.

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Fast, Reliable Capital for Your Next Lafayette Deal

Lafayette home prices are affordable compared with larger Southern cities, which helps investors hit their numbers on both flips and rentals. Unitas pre-approves in 24 hours and closes most loans in 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Mid-century homes in the Saint Streets and around the Oil Center attract buyers who want character and a short commute. Unitas funds the purchase and renovation together so you can start work right away.

 

 

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New Construction Loans

New Construction Loans

South Lafayette and nearby Youngsville and Broussard continue to add new homes as families move to the area. Our construction loans fund the full build, with draws paid in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Lafayette property before your current project sells? Unitas bridge loans give you 12-, 18-, or 24-month interest-only capital to make the move.

 

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DSCR Loans

DSCR Loans for Rental Properties

Students and staff at UL Lafayette, plus employees at Ochsner Lafayette General and the city's energy service firms, keep rental demand steady. Our DSCR loans qualify on the property's rent.

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What Makes Unitas Different in Lafayette

  1. A Direct Lender for Acadiana
    Unitas makes its own loan decisions. Lafayette investors get fast, clear answers from the team that funds the deal.

  2. Understanding Lafayette's Cycles
    Lafayette's economy moves with the energy sector, so we underwrite with realistic rent and resale values.
  3. Fast Draws, Fewer Delays
    Draws are funded in 24–48 hours, helping Lafayette crews work through Louisiana weather and busy trade schedules.

  4. Proven Capital
    With $4.5 billion funded nationwide, Unitas has the capital to support your first Lafayette deal and every one after it.

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Get Pre-Approved in 24 Hours
Have a Lafayette deal in front of you? Send us the numbers and get a pre-approval in 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Lafayette, LA?

Most Lafayette loans close within 10 business days of a complete application.

Does Unitas finance rental properties near UL Lafayette?

Yes. Our DSCR loans fund rentals near campus and across Lafayette Parish, based on the property's rental income.

What loan-to-cost does Unitas offer in Lafayette?

Qualified investors can receive up to 92.5% loan-to-cost on purchase and rehab combined.

Does Unitas fund new construction in Lafayette Parish?

Yes. We fund ground-up construction in Lafayette and nearby communities such as Youngsville, Broussard, and Scott.

What areas around Lafayette does Unitas serve?

We fund projects throughout Acadiana, including Lafayette, St. Martin, Vermilion, and Iberia parishes.

 

 

 

Ready to Fund Your Next Lafayette Real Estate Investment?

Unitas Funding gives Lafayette investors the fast, flexible capital they need in Acadiana's largest market. From Saint Streets renovations to new homes in south Lafayette, we fund projects throughout Lafayette Parish. Contact us today to discuss your next Lafayette investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.