New Construction Loans

If you find yourself thinking you can't get bank approval for new build projects, Unitas Funding has the solution. We proudly offer new construction loans and spec home financing to keep your ground up construction developments moving on schedule.

Whether you need fast financing for spec home developments or large scale ground up construction financing, our hard money lenders provide the capital required. Real estate developer loans from traditional banks move too slowly for today's market. That is why builders turn to us for hard money construction loans and reliable builder lines of credit.

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What you get with a Unitas New Construction Loan

From the first permit to the final finish, you need a quick draw process construction loan that perfectly aligns with your timeline. We stand out among private lenders for ground up builds by offering flexible spec house financing that adapts to your site needs. Secure fast capital with our new construction loans. Here is a quick overview of our structure:

Loans Amounts

$75K - $2.5M

Loan Term

12, 18, and 24 months

Loan to Cost

Up to 85%

After-Repair LTV

Up to 85 %

Interest Rates Start at

8.99%

Closing Time

10 days

Why Work with Unitas for New Construction Financing

Get spec home financing with fast approvals, staged draws, and funding directly aligned to your build schedule.

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Real estate developer loans built for ground up construction financing.

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Flexible staged draws aligned perfectly with your ground up build schedule.

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Capital solutions tailored specifically for builders and land developers.

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Competitive rates structured specifically for construction timelines.

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Avoid the strict traditional bank red tape that delays site work.

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A new construction funding source where yes means yes!

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