Lynn, MA's Trusted Hard Money Lender for Real Estate Investors

Lynn sits on the North Shore about 10 miles from downtown Boston, with ocean views along Lynn Shore Drive and commuter rail service to North Station. Rising prices closer to Boston have pushed buyers and renters to Lynn, where multifamily homes and Victorian houses still offer value.

Unitas Funding offers Lynn investors fix-and-flip, new construction, bridge, and DSCR rental loans. Rates start at 8.99%, we lend up to 92.5% loan-to-cost, and $4.5 billion funded supports every closing.

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Fast, Reliable Capital for Your Next Lynn Deal

Lynn's large supply of two- and three-family homes makes it one of the North Shore's most active investor markets. Unitas pre-approves in 24 hours and closes in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Victorian homes in the Diamond District near Lynn Beach attract buyers who want character close to the ocean. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Downtown Lynn has seen new apartment development in recent years, and infill lots across the city offer room for more. Our construction loans fund draws in 24–48 hours to keep builds on schedule.

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Bridge Loans

Bridge Loans

Need to close on a West Lynn triple-decker before your current property sells? A Unitas bridge loan lets you secure the deal now.

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DSCR Loans

DSCR Loans for Rental Properties

Boston commuters and workers at the GE Aerospace plant on the Lynnway help keep Lynn's rental demand strong. Our DSCR loans qualify the property on its rental income.

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What Makes Unitas Different in Lynn

  1. A Direct Lender You Can Reach
    Unitas makes its own credit decisions, so Lynn investors get clear answers fast.

  2. North Shore Multifamily Know-How
    We understand two- and three-family properties, Massachusetts permit timelines, and North Shore rents, and we underwrite with realistic numbers.
  3. Fast Draws
    Draws funded in 24–48 hours keep Lynn projects moving, even when contractors are busy.

  4. Proven Capital
    With $4.5 billion funded, Unitas has the capital to back your next Lynn deal and many more.

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Get Pre-Approved in 24 Hours
Ready to move on a Lynn property? Send us your deal and get a pre-approval in 24 hours.

Frequently Asked Questions

How quickly can Unitas close a loan in Lynn, MA?

Most Lynn loans close within 10 business days of a complete application.

Does Unitas finance triple-deckers and multifamily homes in Lynn?

Yes. We finance one- to four-unit homes, including two- and three-family properties, as well as small multifamily buildings.

What leverage does Unitas offer in Lynn?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Lynn rental?

Yes. Our DSCR loans qualify the property based on its rental income, not your personal income.

Does Unitas lend in other North Shore communities?

Yes. We fund deals across the North Shore, including Salem, Peabody, Saugus, Revere, and Swampscott.

 

 

 

Ready to Fund Your Next Lynn Real Estate Investment?

Unitas Funding gives Lynn investors the fast, reliable capital they need in one of the North Shore's busiest multifamily markets. From Diamond District restorations to West Lynn rentals, we fund projects across the city. Contact us today to talk about your next Lynn investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.