Metairie, LA's Trusted Hard Money Lender for Real Estate Investors

Metairie sits between New Orleans and Kenner in Jefferson Parish and has some of the most consistent single-family demand in the region. Buyers here pay for location: Old Metairie's tree-lined streets, easy access to Lakeside and the Veterans Boulevard corridor, and a short drive to downtown New Orleans and the airport.

Unitas Funding gives Metairie investors direct private capital for fix-and-flip, new construction, bridge, and DSCR rental loans. Rates start at 8.99%, leverage goes up to 92.5% loan-to-cost, and most loans close in 10 business days, backed by $4.5 billion funded nationwide.

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Fast, Reliable Capital for Your Next Metairie Deal

Much of Metairie's housing is mid-century ranch and raised homes that need modern kitchens, new roofs, and flood-aware upgrades. Investors who close fast win these deals. Unitas issues pre-approval in 24 hours and funds up to 92.5% of total project cost.

Fix & Flip Loans

Fix & Flip Loans

Post-war brick ranches in Metairie Terrace and Bonnabel Place are steady flip candidates for investors who update systems and finishes. Unitas funds purchase and rehab together, with 12-, 18-, and 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Teardown-and-rebuild projects in Old Metairie and Bucktown let builders deliver elevated new homes that meet current flood-zone rules. Our construction loans release draws in 24–48 hours so framing and elevation work stay on schedule.

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Bridge Loans

Bridge Loans

Found a duplex near Veterans Boulevard before your current property sells? A Unitas bridge loan lets you close now and refinance or sell on your own timeline.

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DSCR Loans

DSCR Loans for Rental Properties

Metairie's central location between the New Orleans CBD, Ochsner's main campus on Jefferson Highway, and Louis Armstrong International Airport keeps renter demand steady. Our DSCR loans qualify on the property's rent, not your personal income.

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What Makes Unitas Different in Metairie

  1. Direct Lender, Real Decisions
    Unitas makes its own credit decisions. Metairie investors talk to the people who approve the loan, and $4.5 billion in funded loans means capital is ready when you are.

  2. Jefferson Parish Know-How
    We understand how flood zones, elevation certificates, and insurance costs affect values in Metairie, and we build those factors into realistic loan terms.
  3. Fast Draws for Louisiana Weather
    Rain delays and storm season can squeeze a schedule. Draws funded in 24–48 hours help Metairie crews make up lost time.

  4. Flexible Terms for Every Exit
    Choose 12, 18, or 24 months interest-only, whether you plan to sell in Old Metairie or hold a rental near Fat City.

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Get Pre-Approved in 24 Hours
Have a Metairie property under contract? Send us your deal today and get a pre-approval within 24 hours, straight from the lender that funds it.

Frequently Asked Questions

How quickly can Unitas close a hard money loan in Metairie?

Most Metairie loans close within 10 business days of a complete application. We work directly with Jefferson Parish title companies to keep closings on time.

Does Unitas lend on properties in Metairie flood zones?

Yes. We lend in flood zones throughout Jefferson Parish. We review flood zone status, elevation, and insurance costs as part of underwriting.

What leverage is available for a Metairie fix-and-flip?

Qualified investors can finance up to 92.5% of total project cost, including the purchase price and rehab budget.

Can I use a DSCR loan for a Metairie rental?

Yes. Our DSCR loans qualify the property based on its rental income, so you do not need to show personal tax returns.

Does Unitas serve areas near Metairie?

Yes. We fund projects across Jefferson Parish, including Kenner, Harahan, River Ridge, and Jefferson, as well as nearby New Orleans.

 

 

 

Ready to Fund Your Next Metairie Real Estate Investment?

Unitas Funding gives Metairie investors the speed and certainty to compete in one of Jefferson Parish's most established housing markets. From Old Metairie rebuilds to rentals near Veterans Boulevard, we fund projects across the parish. Contact us today to talk through your next Metairie investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.