Miramar, FL's Trusted Hard Money Lender for Real Estate Investors
Miramar has grown from a quiet bedroom community into one of Broward County's largest cities, with master-planned neighborhoods like Silver Lakes, Monarch Lakes, and Sunset Lakes stretching west toward the Everglades. Its location between Miami and Fort Lauderdale, with quick access to I-75 and Florida's Turnpike, keeps buyers and renters coming.
Unitas Funding provides private real estate loans to Miramar investors: fix-and-flip, new construction, bridge, and DSCR rental financing. We fund up to 92.5% loan-to-cost with rates from 8.99%, and $4.5 billion in funded loans stands behind every deal.

Fast, Reliable Capital for Your Next Miramar Deal
Miramar's mix of 1960s homes in the east and newer planned communities in the west gives investors two different playbooks. Whichever one you run, Unitas can pre-approve you in 24 hours and close in about 10 business days.
Fix & Flip Loans
Historic Miramar, east of University Drive, has older concrete-block homes that sell well after new roofs, impact windows, and updated interiors. Unitas funds your purchase and rehab in one loan so work can start right after closing.
New Construction Loans
Infill lots in east Miramar give builders a way to deliver new homes near established shopping and schools. Our construction loans release draws in 24–48 hours to keep South Florida trades on site.
Bridge Loans
Need to close on a Monarch Lakes property before your current Broward deal pays off? A Unitas bridge loan covers the gap with 12-, 18-, or 24-month interest-only terms.
DSCR Loans for Rental Properties
The Miramar Park of Commerce and Memorial Hospital Miramar anchor steady local employment, which supports solid rental demand across the city. Our DSCR loans qualify on the property's rental income, not your W-2.
What Makes Unitas Different in Miramar
- Capital You Can Count On
With $4.5 billion funded nationwide, Unitas has capital ready when your Miramar deal needs to close. There is no waiting on outside investors. - South Florida Underwriting Experience
We understand Broward County insurance costs, HOA rules, and wind-mitigation requirements, and we factor them into realistic loan terms. - Draws That Match Your Schedule
Draw requests are funded in 24–48 hours, so your Miramar project keeps moving between inspections. - One Point of Contact
You work with one Unitas team from term sheet to payoff, with clear answers and no committee delays.
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Get Pre-Approved in 24 Hours
Found a Miramar deal worth moving on? Send your scenario today and get a pre-approval in 24 hours from a direct lender.
Frequently Asked Questions
How long does it take to close a hard money loan in Miramar?
Most Miramar loans close within 10 business days after we receive a complete application.
Does Unitas lend on homes in Miramar HOA communities?
Yes. We lend on properties in HOA communities such as Silver Lakes and Monarch Lakes. We review HOA rules, including any rental restrictions, during underwriting.
What rates does Unitas offer in Miramar?
Rates start at 8.99%. Your final rate depends on your experience, the property, and the loan program.
Can I finance a Miramar rental with a DSCR loan?
Yes. Our DSCR program qualifies the property on its rental income, so personal income documents are not required.
What other Broward County cities does Unitas serve?
We fund deals across Broward County, including Pembroke Pines, Hollywood, Fort Lauderdale, Davie, and Coral Springs.
Ready to Fund Your Next Miramar Real Estate Investment?
Unitas Funding helps Miramar investors move fast in a Broward County market that keeps growing west. From east Miramar renovations to rentals near the Park of Commerce, we fund projects across the city. Contact us today to discuss financing for your next Miramar investment.
Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.