Mount Pleasant, SC’s Trusted Hard Money Lender for Real Estate Investors

Real estate investors know that timing is everything. When an opportunity is available, you have to act fast. Unitas Funding provides fast, flexible private loans for Mount Pleasant real estate investors to close deals within 10 days. Traditional bank financing can take too long for competitive real estate opportunities.

Our Mount Pleasant hard money lenders partner in your success as trusted hard money lenders. Unitas mixes institutional capital with an entrepreneurial mindset. Our asset-based lending considers the property’s income potential rather than rigid approval formulas.

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Fast, Reliable Capital for Your Next Real Estate Deal

Mount Pleasant's competitive market needs quick financing that investors can count on. Our direct lending model means the same team that approves your loan funds your loan. We provide pre-approvals within 24 hours and closings within 7 to 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Mount Pleasant's diverse market means you have access to promising fix-and-flip opportunities. Unitas provides short-term financing with LTC ratios up to 92.5%. We offer unlimited draw requests with a 24- to 48-hour turnaround.

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New Construction Loans

New Construction Loans

Ground-up construction projects need lenders who are familiar with development timelines. Our hard money lenders specialize in new construction financing for investors. Our construction loans provide funding you can count on throughout your project.

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Bridge Loans

Bridge Loans

Gap financing is the answer to timing challenges for investors. Our bridge loans provide 12-month terms so you can move on an investment property quickly. Real estate investors use bridge loans to close on time-sensitive opportunities that can’t wait for traditional financing.

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DSCR Loans

DSCR Loans for Rental Properties

When you are growing a rental portfolio, you don’t have time for endless paperwork and complicated approval processes. Our DSCR loans consider property cash flow and credit rating for approval, not W-2s. We look at the property’s income potential, not your tax documentation.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner
    When you work with Unitas Funding, you work with a partner that has institutional credibility and entrepreneurial agility. Our Mount Pleasant hard money lenders can approve your loan quickly because we have the capital to back it up. 

  2. More Ways to Say ‘Yes’ to Your Deal
    Traditional lenders use rigid formulas when approving a loan. Unitas finances your real estate investment project by evaluating the income potential of the property, not your personal income. When we approve your financing, you can confidently move forward with your deal.

  3. Certainty from a Direct Lender
    When you work with Unitas Funding, the team who approves your loan is the same team that finances your project, because we are a direct lender. We have the capital to back up your financing, and we make our own decisions. When we say yes, you can move forward with certainty.

  4. Faster Funding, Faster Draws
    Unitas closes private loans for Mount Pleasant real estate investors within 10 days of receiving completed documentation. Our draw process provides a 24- to 48-hour turnaround after property inspection.


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Get Pre-Approved in 24 Hours!
Mount Pleasant's real estate market doesn’t wait for slow financing. Unitas Funding delivers same-day pre-approvals for qualified investors with credit scores of 600 or higher. Our hard money lenders quickly evaluate your deal and offer clear terms.

Frequently Asked Questions

What types of investment properties do you finance?

Unitas finances real estate investments for business purposes in Mount Pleasant. Our hard money lenders fund fix-and-flips, multifamily properties, ground-up construction projects, and rental properties. 

How quickly can you close on a Mount Pleasant investment property?

Unitas closes loans within 10 business days after receiving complete documentation. Pre-approvals are provided within 24 hours. Our direct lending model means you don’t have to wait around for the extended 30- to 45-day approval windows of traditional banks.

What are your loan-to-cost ratios for Mount Pleasant fix-and-flip projects?

Unitas provides LTC ratios up to 92.5% on qualified fix-and-flip projects, with rates starting at 8.99%. Rates vary based on the property type and the borrower’s experience and credit rating.

Do you require personal income verification for DSCR loans?

No. Unitas DSCR loans qualify based on property cash flow instead of personal income. We evaluate rental income against debt obligations. Personal income history doesn't determine loan approval, but you must have a credit score of at least 600. 

What areas of Mount Pleasant do you serve?

Unitas Funding serves all Mount Pleasant neighborhoods, Charleston County, and coastal South Carolina. Our hard money lenders have funded investment properties across the U.S.

Ready to Fund Your Next Mount Pleasant Real Estate Investment?

Today’s real estate market rewards investors who move quickly and decisively with reliable lending partners. Unitas Funding provides the speed, flexibility, and certainty you need to close on your next real estate investment project. Get in touch with our Mount Pleasant hard money lenders today to discuss your next project!

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.