New Orleans, LA's Trusted Hard Money Lender for Real Estate Investors

New Orleans rewards investors who understand its neighborhoods — Bywater's shotgun houses, Mid-City's post-Katrina rebuild, and Marigny's short-term rental demand each require a different playbook. What every deal shares is a tight closing window: New Orleans' hot inventory moves fast, and investors need capital that moves faster.

Unitas Funding provides private real estate loans for investors throughout New Orleans and the greater metro — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring institutional-grade capital to the Crescent City.

shutterstock_2644509203

Fast, Reliable Capital for Your Next New Orleans Deal

New Orleans' unique blend of historic housing stock, flood-zone considerations, and strong tourism-driven rental demand means traditional lenders often stall on assessments that Unitas underwrites directly. We offer rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours.

Fix & Flip Loans

Fix & Flip Loans

Bywater and Mid-City shotgun houses and camelbacks are prime flip targets when renovated with respect for New Orleans' historic character while modernizing systems for flood resilience. Unitas funds acquisition and rehab together so investors can move on tight timelines.

Learn More
New Construction Loans

New Construction Loans

Infill construction in Mid-City and the Seventh Ward continues to fill lots left vacant since Katrina, with builders raising foundations to modern flood standards. Our construction loans fund the full build with 24-48 hour draws to keep New Orleans crews on schedule.

Learn More
Bridge Loans

Bridge Loans

Whether repositioning a Marigny short-term rental property or closing on a Garden District acquisition before a sale finalizes, Unitas bridge loans give New Orleans investors the speed to secure deals in a competitive market.

Learn More
DSCR Loans

DSCR Loans for Rental Properties

New Orleans' tourism-fueled rental demand — both long-term and short-term — makes DSCR loans a strong fit for investors building portfolios in Bywater, Marigny, or Uptown. We qualify the property's income, not your personal tax returns.

Learn More


What Makes Unitas Different in New Orleans

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a New Orleans closing waiting on funds — while acting as a direct lender that gives real answers in hours, not weeks.

  2. Local New Orleans Market Expertise
    Our team understands Orleans Parish's flood-zone and historic-district nuances, from Bywater's shotgun houses to Garden District landmarks, and underwrites accordingly instead of defaulting to a decline.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps New Orleans rehab and construction projects moving through the city's humid, weather-sensitive build season.

  4. A Track Record Built in New Orleans
    We've funded deals across Mid-City, Marigny, and Uptown, earning the trust of local agents and investors who need certainty of close in a fast-moving market.

shutterstock_2218681047 (1)

Get Pre-Approved in 24 Hours
Ready to move on your next New Orleans deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a loan in New Orleans?

Most New Orleans transactions close within 10 business days of a completed application, with our team coordinating directly with your title company through Louisiana's closing process.

Does Unitas lend on properties in flood zones?

Yes. We underwrite New Orleans flood-zone properties directly rather than declining based on FEMA designation alone, evaluating the specific property and renovation plan.

What loan-to-cost is available for New Orleans fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Bywater, Mid-City, and Uptown projects.

Can Unitas finance short-term rental properties in New Orleans?

Yes, our DSCR program can accommodate short-term rental income where permitted, in addition to traditional long-term rental financing.

What parishes does Unitas serve around New Orleans?

We fund deals throughout Orleans Parish and the surrounding metro, including Jefferson Parish, St. Tammany Parish, and St. Bernard Parish.

Ready to Fund Your Next Manchester Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Manchester investors need to compete in New England's fastest-growing small metro. From North End triple-decker conversions to Millyard redevelopment, we fund projects across Hillsborough County. Contact us today to discuss your Manchester investment property financing.

Unitas Funding has funded 41+ deals for investors in and around Manchester, NH.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.