Newton, MA's Trusted Hard Money Lender for Real Estate Investors

Newton is one of Greater Boston's most sought-after suburbs, made up of 13 villages including Newton Centre, West Newton, Auburndale, Waban, and Chestnut Hill. Top-rated schools, Green Line access, and easy commutes on the Mass Pike keep demand high and inventory low.

Unitas Funding provides Newton investors and builders with fix-and-flip, new construction, bridge, and DSCR rental loans. Rates start at 8.99%, leverage reaches 92.5% loan-to-cost, and we have funded $4.5 billion nationwide.

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Fast, Reliable Capital for Your Next Newton Deal

In Newton, higher price points mean larger loans and more at stake on timing. Unitas pre-approves in 24 hours and closes in about 10 business days, so you can move before the competition does.

Fix & Flip Loans

Fix & Flip Loans

Colonials and Victorians in Newtonville, Newton Highlands, and West Newton reward investors who modernize kitchens, baths, and systems. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Teardown-and-rebuild projects are common in Newton, where buyers pay a premium for new homes in established villages. Our construction loans fund the full build, with draws released in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Newton property before your last project sells? A Unitas bridge loan gives you the short-term capital to secure the deal.

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DSCR Loans

DSCR Loans for Rental Properties

Boston College, Newton-Wellesley Hospital, and quick access to Boston jobs keep rental demand strong across Newton. Our DSCR loans qualify the property on its rental income.

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What Makes Unitas Different in Newton

  1. Capital for Higher Price Points
    With $4.5 billion funded, Unitas is comfortable with the larger loan sizes common in Newton.

  2. Greater Boston Expertise
    We understand Newton's villages, permitting, and resale values, and we set loan terms around realistic numbers.
  3. Fast Draws for Complex Builds
    Draws funded in 24–48 hours keep Newton construction projects on schedule.

  4. Direct Lender Access
    Unitas decides and funds in-house, so you always know where your Newton loan stands.

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Get Pre-Approved in 24 Hours
Ready to move on a Newton property? Send us your deal and get a pre-approval within 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Newton, MA?

Most Newton loans close within 10 business days of a complete application.

Does Unitas finance teardowns and new construction in Newton?

Yes. We fund teardown-and-rebuild projects and new construction across all of Newton's villages.

What loan-to-cost does Unitas offer in Newton?

Qualified investors can finance up to 92.5% of total project cost, including purchase and construction or rehab.

Can I use a DSCR loan for a Newton rental?

Yes. Our DSCR loans qualify based on the property's rental income, not your personal income.

Does Unitas lend in towns near Newton?

Yes. We fund deals across Greater Boston, including Waltham, Brookline, Wellesley, Needham, and Watertown.

Ready to Fund Your Next Newton Real Estate Investment?

Unitas Funding gives Newton investors and builders the fast, dependable capital they need in one of Greater Boston's most valuable markets. From village renovations to new construction, we fund projects across all 13 of Newton's villages. Contact us today to discuss your next Newton investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.