Omaha, NE's Trusted Hard Money Lender for Real Estate Investors

Omaha's investment market runs on quiet, durable demand — Fortune 500 employers like Berkshire Hathaway and Union Pacific anchor a job base that keeps rental occupancy high, while historic neighborhoods like Dundee and Benson keep delivering undervalued renovation candidates. When a flip or rental deal in Aksarben Village or Blackstone comes up, the investors who move fastest on financing are the ones who win it.

Unitas Funding provides private real estate loans for investors throughout Omaha and Douglas County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring institutional capital and direct-lender speed to Nebraska's largest market.

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Fast, Reliable Capital for Your Next Omaha Deal

Omaha's fundamentals — low vacancy, stable population growth, and a diversified economy anchored by insurance, logistics, and healthcare — reward investors who can close fast. Unitas delivers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours, so Douglas County deals don't stall waiting on a bank committee.

Fix & Flip Loans

Fix & Flip Loans

Omaha's flip inventory is concentrated in mid-century housing stock across Dundee, Benson, and Field Club — homes with good bones that need modern kitchens, updated systems, and finished basements to hit ARV. Unitas funds renovation budgets alongside acquisition so Omaha investors can close and start work in the same week.

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New Construction Loans

New Construction Loans

Infill construction near Aksarben Village and the growing Blackstone District is drawing builders who want walkable, mixed-use product close to Omaha's employment core. Our construction loans fund lot acquisition through vertical build with draws released in 24-48 hours to keep crews on schedule.

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Bridge Loans

Bridge Loans

Whether you're repositioning a small multifamily asset near UNMC or need to close on a new acquisition before a sale finalizes, Unitas bridge loans give Omaha investors the short-term capital to move without waiting on permanent financing.

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DSCR Loans

DSCR Loans for Rental Properties

Omaha's landlord-friendly climate and steady rent growth make DSCR loans a strong fit for investors building rental portfolios in Benson, Millard, or South Omaha. We qualify the property's cash flow, not your personal income, so you can scale faster.

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What Makes Unitas Different in Omaha

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never runs out of funding availability at closing — but we operate as a direct lender, not a bank layered in committees, so Omaha investors get answers in hours, not weeks.

  2. Local Omaha Market Expertise
    Our underwriting team knows Douglas County's submarkets — from Dundee's historic bungalows to new infill near Aksarben Village — and prices deals on the asset and the plan, not a rigid checklist.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Omaha rehab and construction projects moving, because contractors don't wait and neither should your capital.

  4. A Track Record Built in Omaha
    We've funded projects across Omaha's Old Market, Benson, and Blackstone corridors, building a track record local investors and agents trust for certainty of close.

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Get Pre-Approved in 24 Hours
Ready to move on your next Omaha deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Omaha?

Most Omaha transactions close in 10 business days from a completed application. Nebraska's title and closing process is efficient, and our team works directly with your title company to keep the file moving.

What loan-to-cost can I get on an Omaha fix-and-flip?

Qualified Omaha borrowers can access up to 92.5% loan-to-cost, covering both acquisition and renovation budget. Final terms depend on the property, your experience, and the exit strategy.

Does Unitas lend on multifamily and rental property in Omaha?

Yes. Our DSCR program covers 1-4 unit rentals and small multifamily throughout Douglas County, qualifying the property's rental income rather than your personal tax returns.

How do draws work on an Omaha construction or rehab loan?

Draw requests are inspected and funded within 24-48 hours, so Dundee and Benson renovation crews or Aksarben-area builders aren't waiting on capital between phases.

What areas around Omaha does Unitas serve?

We fund deals throughout Douglas County and the broader Omaha metro, including Millard, Elkhorn, Bellevue, and Council Bluffs across the river.

Ready to Fund Your Next Omaha Real Estate Investment?

Unitas Funding delivers the fast, flexible private capital Omaha investors need to compete in Nebraska's largest real estate market. From Dundee bungalow flips to Blackstone District infill construction, we fund deals across Douglas County and the greater Omaha metro. Contact us today to discuss your Omaha investment property financing.

Unitas Funding has funded 60+ deals for investors in and around Omaha, NE.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.