Port St. Lucie, FL's Trusted Hard Money Lender for Real Estate Investors

Port St. Lucie has become one of Florida's fastest-growing cities, with the Tradition master-planned community and St. Lucie West pulling in new residents faster than builders can keep up. Investors flipping older River Park homes or building rentals near the expanding Treasure Coast biotech corridor are competing in a market where inventory moves in days.

Unitas Funding provides private real estate loans for investors throughout Port St. Lucie and the Treasure Coast — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Florida investors need to win competitive deals.

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Fast, Reliable Capital for Your Next Port St. Lucie Deal

Port St. Lucie's rapid population growth and no-state-income-tax draw support strong appreciation and rental demand alike. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across St. Lucie County.

Fix & Flip Loans

Fix & Flip Loans

River Park and Lakewood Park's older single-family housing stock rewards investors who modernize interiors to match the finish level of new Tradition-area construction. Unitas funds acquisition and rehab together so Port St. Lucie flippers can close before competing cash offers.

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New Construction Loans

New Construction Loans

Builders continue filling remaining Tradition and St. Lucie West parcels as Port St. Lucie's population surge continues. Our construction loans fund the full build cycle with 24-48 hour draws to keep Florida crews on schedule through hurricane-season planning windows.

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Bridge Loans

Bridge Loans

Need to close on a Torino-area acquisition before your permanent financing clears? Unitas bridge loans give Port St. Lucie investors the short-term capital to secure deals in one of Florida's hottest growth markets.

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DSCR Loans

DSCR Loans for Rental Properties

Port St. Lucie's steady in-migration and strong rent growth make DSCR loans an effective tool for investors building rental portfolios in Lakewood Park or St. Lucie West. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Port St. Lucie

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Port St. Lucie closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Port St. Lucie Market Expertise
    Our team tracks St. Lucie County's rapid growth, from Tradition's new development to River Park's value-add opportunities, and prices deals on the asset, not a rigid formula.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Port St. Lucie construction and rehab projects on schedule through Florida's hurricane-season planning windows.

  4. A Track Record Built in Port St. Lucie
    We've funded deals across St. Lucie West, Lakewood Park, and Tradition, building the track record Treasure Coast investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Port St. Lucie deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Port St. Lucie?

Most Port St. Lucie transactions close within 10 business days of a completed application, with our team coordinating directly with St. Lucie County title companies.

What loan-to-cost is available for Port St. Lucie fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget.

Does Unitas finance new construction near Tradition?

Yes, we fund ground-up construction throughout St. Lucie County, including remaining parcels near Tradition and St. Lucie West.

How does DSCR financing work for Port St. Lucie rentals?

DSCR loans qualify based on the property's rental income relative to debt service, not personal income, suiting the city's fast-growing rental demand.

What parts of the Treasure Coast does Unitas serve?

We fund deals throughout St. Lucie County and the greater Treasure Coast, including Fort Pierce, Stuart, and Vero Beach.

Ready to Fund Your Next Port St. Lucie Real Estate Investment?

Unitas Funding delivers the fast, flexible private capital Port St. Lucie investors need to compete in one of Florida's fastest-growing cities. From River Park renovations to Tradition-area new construction, we fund projects across St. Lucie County. Contact us today to discuss your Port St. Lucie investment property financing.

Unitas Funding has funded 52+ deals for investors in and around Port St. Lucie, FL.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.