Revere’s Trusted Hard Money Lender for Real Estate Investors

Ready to close faster and scale with confidence? We finance builders, landlords, and real estate investors with institutional capital and deep construction lending expertise. Expect quick approvals, streamlined draws, and tailored terms across our Revere hard money loans, keeping your real estate investments on schedule as we expedite underwriting.

Whether you need fix and flip financing, bridge loans, or new construction funding, our private money lenders deliver speed, flexibility, and reliability to grow your pipeline. We fund workable deals, close gaps with short-term capital, and support ground-up builds, helping real estate investors convert opportunities into results.

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Fast, Reliable Capital for Your Next Real Estate Deal

As a trusted private money lender in Revere, we combine institutional stability with the speed of a direct hard money lender. Our tailored loan programs cover fix and flip strategies, ground-up new construction, long-term rental property loans, and timely bridge financing. With fast closings, flexible terms, and transparent guidance, we help real estate investors move decisively, scale portfolios, and build lasting wealth while navigating local opportunities with confidence.

Fix & Flip Loans

Fix & Flip Loans

Investors count on our fix & flip loans in Revere to secure short term financing fast, using a hard money rehab loan that covers purchase and renovation while supporting the BRRRR method. We underwrite to the After Repair Value (ARV), giving you higher leverage to boost profits and scale. With streamlined approvals and reliable fix and flip funding, we move quickly so you can close, rehab, and exit on schedule—confident your capital stack is built for results.

 

 

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New Construction Loans

New Construction Loans

Looking to secure flexible financing for ground up construction? Our private construction loans cover a range of projects, from single family spec homes to multi unit residential and mixed use developments. As Revere’s private construction lender, we guide you through a clear staged draw process tied to milestones, providing reliable capital for lot acquisition, horizontal improvements, and vertical build costs. We move quickly, underwrite pragmatically, and collaborate closely so your timeline, budget, and vision stay on track.

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Bridge Loans

Bridge Loans

We offer hard money bridge loans that provide swift interim financing for deals on tight timelines. Use our gap financing to outpace conventional lenders when acquiring an investment property, repositioning an asset, or stabilizing cash flow before it qualifies for permanent financing. With our real estate bridge loans in Revere, we underwrite quickly and fund reliably, keeping transactions moving while you arrange longer-term capital and execute your business plan.

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DSCR Loans

DSCR Loans for Rental Properties

Revere DSCR loans streamline approvals by focusing on the property's cash flow and the Debt Service Coverage Ratio, offering no income verification options that suit growing portfolios. These flexible rental loans function as asset based loans, delivering landlord financing that prioritizes rent roll and market performance over paystubs. Use investment property mortgages to acquire long-term holds, STRs, or MTRs, expand doors with predictable terms, and scale confidently with transparent pricing and swift closings.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner.
    Driven by results, we blend institutional reliability with entrepreneurial agility as the Revere hard money lender investors trust, structuring complex real estate deals with speed, delivering fast funding and streamlined approvals so projects advance confidently and timelines hold.

  2. More Ways to Say ‘Yes’ to Your Deal.
    With an expanded credit box and creative underwriting, we finance projects competitors skip, moving fast on unique investments and urgent timelines; Revere’s hard money lending experts dig in to structure approvals and say yes when conventional lenders hesitate.

  3. Certainty from a Direct Lender.
    As a direct hard money lender in Revere, we deploy our own capital, so loan approval moves fast and secure funding follows swiftly. Our direct lending approach delivers speed, dependability, and transparency, keeping every step clear through closing.

  4. Faster Funding, Faster Draws.
    Timing matters in real estate, so our Revere loan process drives closings in as little as 10 days, delivers fast funding, and speeds each construction draw, while we communicate quickly to keep your projects on track and profitable.

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Get Pre-Approved in 24 Hours
Apply today and secure funding for your next investment property in Revere.

FAQ

Who qualifies for a hard money loan from Unitas Funding?

Serious operators choose our hard money investor loans when they want a dependable, long-term partner, not just the cheapest rate. As a seasoned private money lending team, we prioritize certainty of capital and responsive service. We deliver fast funding at the offer stage, after the term sheet, and throughout the draw process. Ideal for LLCs and corporations focused on real estate investments, we understand construction and capital, offering construction loans tailored to your timeline. Our hard money lending in Revere supports ground-up and value-add projects with local insight and consistent execution.

What is required to apply for a Unitas real estate investment loan?

To start a loan application for a real estate investment loan, submit through a business entity—LLC or corporation only—for investment or business use. For investment property financing in Revere, we help gather essentials: formation documents, operating agreement, IDs, purchase contract, property financials, bank statements, tax returns, rehab scope, and appraisal.

- Background Check
- Bank Statements
- Certificate of Good Standing
- Credit Report
- EIN Letter
- Government-issued ID
- Purchase and Sale Agreement

What credit score do I need for a hard money loan from Unitas?

We offer business purpose loans to qualified investors with strong records, and we assess applications using defined credit standards. To evaluate the credit score for a hard money loan, we use the median FICO score from a tri-merge report (or the lower of two when only two exist). Representative scores below 600 are not eligible for our investment property loans. This approach helps us deliver reliable capital and competitive terms on private loans in Revere aligned to investor needs.

Do you lend to first-time real estate investors in Revere?

Power your next deal with first time real estate investor loans tailored for momentum, whether it’s your first fix and flip in Revere or a portfolio push using our rental property loans. We pair flexible loan programs with accessible capital and clear terms, helping you close fast and build equity. Expect responsive guidance and precise fix and flip funding to acquire, renovate, and stabilize efficiently—so each project strengthens cash flow and positions your assets for durable growth.

Is income verification required for investment property loans from Unitas?

Qualifying shouldn’t hinge on paystubs, so our investment property loans require no personal income verification. We offer private real estate loans in Revere through asset based lending, evaluating strong down payments and verified liquidity. We apply DSCR-based underwriting that centers on the property’s cash flow, which is why these programs are true DSCR loans. With this pragmatic approach, real estate investors can qualify on asset performance and confidently scale portfolios while we guide each step.

 

 

 

How long does the approval process take?

Move quickly with our fast loan approval; request pre-approval and we’ll issue same-day term sheets on hard money loans, including our hard money loans in Revere, when files are complete. Final approval follows clear title and a hybrid property valuation, typically within 3–5 business days. We close in as few as 10 days to help you compete and secure financing confidently; share your project details and timeline so we align terms, underwriting, and escrow without delays.

 

 

 

Why choose Unitas over other hard money lenders in Revere?

Grounded in construction and lending expertise, we anticipate investor hurdles better than most hard money lenders and act fast. We close private money loans in Revere within 10 days, tailor each deal to your project, and favor lasting relationships. Rates start at 9.25%, and our high leverage loans deliver real estate loans up to 92.5% LTC, pairing institutional capital with the attentive, hands-on service expected from a dedicated private money lender.

 

 

 

How is a hard money lender different from a bank?

Comparing a bank to a hard money lender, speed and flexibility win deals. We focus on investment real estate loans, deliver fast closing loans in days, and tailor terms to match creative strategies. Our transparent, streamlined approach keeps you supported from application to exit, whether you’re tackling fix and flip projects, securing bridge loans, or sizing DSCR loans. We also offer new construction lending in Revere, aligning budgets and timelines so experienced and first-time investors can move confidently.

 

 

 

Do you provide funding in my state or city?

As a nationwide direct lender, we finance fix and flip loans, DSCR loans, new construction, and bridge loans in Revere and throughout Massachusetts, and lend broadly across the U.S. except Alaska, Arizona, Minnesota, South Dakota, and North Dakota; we also avoid direct lending in Baltimore, Chicago, and Detroit. In Nevada, Washington, Oregon, and Utah, we work solely with licensed brokers. Everywhere else, we deliver business purpose loans backed by private capital solutions, moving deals quickly with local savvy and straightforward terms.

 

 

 

How do I apply for a real estate investment loan from Unitas?

Applying for a real estate investment loan should feel personal yet efficient, and we make it that way by pairing tailored guidance with clear next steps. Start with our online loan calculator, then an Account Executive will connect to review your project, qualifications, and options for real estate investor financing. From pre approval through valuation, title, and draws, we streamline the path so real estate investors in Revere move confidently toward closing, supported by responsive communication and dependable expertise.

 

 

 

Fast, Reliable Capital – No Red Tape

Get the certainty of a direct lender and close in as little as 10 days.