Hard Money Lender in Round Rock, TX

Round Rock, Texas is one of the Austin metro's most dynamic real estate markets, fueled by Dell Technologies' corporate headquarters, explosive suburban growth, and a steady wave of corporate relocations from higher-cost metros. From Old Town rehabs to new construction in Teravista, Round Rock investors are capturing significant appreciation as demand continues to outpace supply.

Unitas Funding provides hard money loans in Round Rock for fix-and-flip projects, new construction, bridge financing, and DSCR rental acquisitions. We close in 10 business days with rates starting at 8.99% and LTC up to 92.5%—giving Round Rock investors the speed to compete in one of Texas's fastest-growing suburbs.

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Fast, Reliable Capital for Your Next Round Rock Deal

Round Rock deals move fast. Stop losing properties to cash buyers while waiting on conventional lender timelines. Unitas delivers real pre-approvals in 24 hours so you can make competitive offers on Old Town rehabs, new builds in Forest Creek, and DSCR rentals near Dell's campus.

Fix & Flip Loans

Fix & Flip Loans

Round Rock fix-and-flip investors target Old Town properties and aging suburban homes ripe for renovation in one of Austin's highest-demand suburbs. Unitas funds up to 92.5% LTC with 24- to 48-hour draw schedules to keep your rehab project moving.

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New Construction Loans

New Construction Loans

New construction demand in Round Rock remains strong as Austin metro overflow drives population growth in Williamson County. Unitas provides phased construction draws with flexible 12- to 24-month terms and quick approval for ground-up builders.

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Bridge Loans

Bridge Loans

Round Rock bridge loans from Unitas help investors close on a new acquisition before a current property sells, or secure short-term financing while arranging a permanent refinance in a fast-moving Austin suburb market.

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DSCR Loans

DSCR Loans for Rental Properties

Round Rock's workforce population—anchored by Dell employees and Austin metro professionals—creates strong rental demand for DSCR investment properties. Unitas underwrites on the property's rental income, not personal W-2s, enabling faster portfolio scaling.

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What Makes Unitas Different in Round Rock

  1. Local Market Understanding
    We understand Round Rock's growth story—its Dell-driven employment base, Williamson County expansion, and the pace at which well-priced properties move. Our underwriters evaluate Round Rock deals on real local market fundamentals.

  2. Speed and Capital
    In a market as competitive as Round Rock, a 45-day bank timeline isn't viable. Unitas delivers 24-hour pre-approvals and closes in 10 business days—keeping you ahead of competing buyers.

  3. Flexible Loan Structure
    From a quick Old Town flip to a ground-up build in Teravista, Unitas structures every Round Rock loan around your exit strategy with 12-, 18-, and 24-month interest-only terms.

  4. Proven Track Record
    Over $4.5 billion deployed across Texas and the nation positions Unitas to fund dozens of Round Rock deals with institutional capital and local market knowledge.


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Get Pre-Approved in 24 Hours!
Stop losing Round Rock deals to buyers with faster financing. Our pre-approvals are real commitments backed by $4.5 billion in deployed capital—not soft estimates that fall apart at closing. Get your Round Rock investment pre-approved today.

Frequently Asked Questions

What types of investment properties do you finance in Round Rock, TX?

Unitas Funding finances residential investment properties in Round Rock including single-family homes, multifamily properties up to 4 units, townhomes, and mixed-use buildings. We offer fix-and-flip, new construction, bridge, and DSCR loan programs to business entities for investment purposes only.

How quickly can you close on a Round Rock investment property?

Unitas closes Round Rock deals in 10 business days. Pre-approvals are issued within 24 hours and final approvals typically within 3 to 5 business days—far faster than the 30 to 45 days required by conventional lenders.

What are your loan-to-cost ratios for Round Rock fix-and-flip projects?

We fund up to 92.5% LTC on qualified Round Rock fix-and-flip loans. Rates start at 8.99% and our underwriting evaluates each project on the purchase price, renovation scope, and after-repair value in the Round Rock market.

Do you require personal income verification for DSCR loans in Round Rock?

No. DSCR loans from Unitas are underwritten on the rental income potential of the Round Rock investment property, not personal income or employment history. You'll need business entity documentation and adequate liquidity for the down payment.

What areas of Round Rock do you serve?

Unitas serves investors throughout Round Rock and surrounding Williamson County communities including Old Town, Teravista, Forest Creek, Brushy Creek, Hutto, Cedar Park, and the greater Austin-Round Rock metro area.

 

Ready to Fund Your Next Round Rock Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Round Rock real estate investors need to close deals in one of Texas's most competitive suburban markets. From Old Town fix-and-flips to new construction in Williamson County, we fund projects across the Round Rock metro and greater Austin area. Contact us today to discuss your Round Rock investment property financing.

Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.