Taunton’s Trusted Hard Money Lender for Real Estate Investors

We help builders, landlords, and real estate investors move from offer to closing with confidence by pairing institutional capital with deep construction lending expertise. At Unitas Funding, we streamline underwriting for quick approvals, manage seamless draw schedules, and tailor terms across our Taunton hard money loans so your real estate investments stay on track. Whether you need fix and flip financing to maximize resale value, bridge loans to secure the next acquisition, or new construction funding to break ground, our seasoned private money lenders deliver speed, flexibility, and clarity that real estate investors trust.

Let’s close your next deal.

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Fast, Reliable Capital for Your Next Real Estate Deal

As a trusted private money lender in Taunton, we pair the reliability of institutional backing with the speed of a nimble hard money lender. Our tailored loan programs support every stage, from fix and flip strategies to new construction, plus rental property loans and bridge financing. Expect quick decisions, clear terms, and funding that helps real estate investors move decisively, scale portfolios, and build wealth with confidence across changing market conditions.

Fix & Flip Loans

Fix & Flip Loans

Investors ready to buy, renovate, and resell can count on our fix & flip loans in Taunton for nimble short term financing that closes fast. We structure each hard money rehab loan around your plan, including the BRRRR method, and deliver fix and flip funding for both acquisition and repairs. Because we underwrite the After Repair Value (ARV), you gain strong leverage, clear draws, and a smooth path to maximize returns on value-add projects.

 

 

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New Construction Loans

New Construction Loans

Build with confidence using private construction loans tailored to ground up construction, from single family spec homes to multi unit residential communities and mixed use developments. As Taunton’s private construction lender, we align funding to milestones through a staged draw process, so cash lands when it’s needed most. We back lot acquisition, horizontal improvements, and vertical build costs, providing guidance and clear timelines that keep momentum high and contingency plans ready, helping you move from blueprint to sale.

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Bridge Loans

Bridge Loans

We offer hard money bridge loans that deliver essential interim financing when timing matters. Use our gap financing to move faster than conventional lenders, whether you’re acquiring an investment property or stabilizing before qualifying for permanent financing. With streamlined underwriting, we keep deals on track, and our real estate bridge loans in Taunton provide reliable, fast closings and flexible structures tailored to your exit. We act decisively so you can seize opportunities without missing a beat.

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DSCR Loans

DSCR Loans for Rental Properties

Taunton DSCR loans leverage the Debt Service Coverage Ratio to qualify investors through property income, offering no income verification flexibility for streamlined approvals. These rental loans function as asset based loans, a trusted path for landlord financing that prioritizes cash flow over personal wages. Use investment property mortgages to secure long-term rentals, STRs, or MTRs, expand portfolios, and optimize returns, with responsive guidance, clear terms, and funding structures tailored to today’s dynamic real estate opportunities.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner.
    We blend institutional reliability with entrepreneurial flexibility; as Taunton’s leading hard money lender, we navigate complex real estate deals, tailor approvals, and deliver fast funding, so our clients move decisively from term sheet to closing with confidence and speed.

  2. More Ways to Say ‘Yes’ to Your Deal.
    With an expanded credit box and creative underwriting, we say yes faster when others hesitate. As Taunton hard money lending experts, we tailor solutions and finance projects ranging from unique investments to time-sensitive deals, keeping momentum and confidence.

  3. Certainty from a Direct Lender.
    As a direct hard money lender in Taunton, we deploy our own capital and move fast, delivering transparent direct lending, quick loan approval, and secure funding so you can close quickly, seize opportunities, and build momentum with local expertise.

  4. Faster Funding, Faster Draws.
    Count on our streamlined loan process in Taunton to keep deals moving, delivering fast funding, closings in as little as 10 days, and rapid construction draw releases, so your projects stay on schedule and profitable with responsive guidance.

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Get Pre-Approved in 24 Hours
Apply today and secure funding for your next investment property in Taunton.

FAQ

Who qualifies for a hard money loan from Unitas Funding?

If you want a steady partner more than the cheapest rate, our hard money investor loans fit the way you build and scale. We pair private money lending with fast funding so you can write offers confidently, move after a term sheet, and keep materials flowing through the draw process. Operators running LLCs or corporations for real estate investments find our approach direct and dependable. Count on experienced hard money lending in Taunton plus construction loans that align with budgets and timelines—we understand both ground-up and capital, and we close when others hesitate.

What is required to apply for a Unitas real estate investment loan?

Ready to move forward with your real estate investment loan? We accept a loan application only through a business entity (LLC or corporation), used strictly for investment or business purposes. For investment property financing in Taunton, please provide key documentation, including entity formation documents, operating agreement, EIN, IDs, purchase contract, rehab budget, bank statements, and recent tax returns.

- Background Check
- Bank Statements
- Certificate of Good Standing
- Credit Report
- EIN Letter
- Government-issued ID
- Purchase and Sale Agreement

What credit score do I need for a hard money loan from Unitas?

We provide business purpose loans to qualified investors with strong credit. For any hard money loan, we determine the representative credit score using the median FICO score from a tri-merge report (or the lower of two when only two appear). Scores under 600 are not eligible for our investment property loans. This disciplined review helps us deploy reliable capital and offer competitive terms on private loans in Taunton aligned with each borrower’s profile.

Do you lend to first-time real estate investors in Taunton?

Ready to get moving on your first fix and flip in Taunton? We offer first time real estate investor loans alongside rental property loans, pairing clear terms with responsive service. Our loan programs deliver accessible capital fast, so you can secure deals, rehab efficiently, and scale with confidence. Whether you’re new or seasoned, count on our fix and flip funding and hands-on guidance to keep timelines tight, budgets on track, and exit strategies strong.

Is income verification required for investment property loans from Unitas?

We streamline approvals for investment property loans with no personal income verification, qualifying you on down payment and liquidity. Our private real estate loans in Taunton leverage asset based lending and DSCR-driven underwriting that prioritizes a property’s cash flow over wages, making them true DSCR loans. By focusing on performance, we help real estate investors unlock financing faster, scale portfolios confidently, and match terms to deal timelines while maintaining clear, data-backed decisions.

 

 

 

How long does the approval process take?

We move fast for investors ready to act, delivering fast loan approval and same-day pre-approvals and term sheets for our quick hard money loans, including hard money loans in Taunton, so you never miss a window. Final approval hinges on a clear title and thorough property valuation, with our hybrid reviews returning in 3–5 business days. When greenlit, we can close in as little as 10 days, helping you secure financing confidently for competitive real estate deals.

 

 

 

Why choose Unitas over other hard money lenders in Taunton?

Backed by construction and lending know-how, we solve investor challenges faster than most hard money lenders, closing private money loans in Taunton in as little as 10 days and structuring deals around your project. With rates from 9.25% and real estate loans up to 92.5% LTC, you access institutional capital with high-touch guidance from a dedicated private money lender. We also offer high leverage loans when the numbers warrant, emphasizing speed, clarity, and long-term partnership.

 

 

 

How is a hard money lender different from a bank?

Comparing a hard money lender to a bank, the edge comes from speed and flexibility. We focus on investment real estate loans and deliver fast closing loans in days, structuring terms around your strategy. Our transparent, streamlined process keeps you supported from underwriting to exit, whether you’re pursuing fix and flip opportunities, bridging to permanent financing with bridge loans, or scaling rentals with DSCR loans. We also excel at new construction lending in Taunton, bringing guidance and reliable execution.

 

 

 

Do you provide funding in my state or city?

As a nationwide direct lender, we deliver fast closings on fix and flip loans, DSCR loans, new construction, and bridge loans in Taunton and across Massachusetts. We lend nationwide with a few exceptions: no lending in Alaska, Arizona, Minnesota, South Dakota, or North Dakota, and we avoid direct lending in Baltimore, Chicago, and Detroit. In Nevada, Washington, Oregon, and Utah, we work exclusively through licensed brokers. Everywhere else, we provide business purpose loans backed by reliable private capital solutions to help investors move quickly and maximize returns.

 

 

 

How do I apply for a real estate investment loan from Unitas?

Applying for a real estate investment loan should feel personal and efficient; we keep it that way. Start with our online loan calculator, then expect a quick call from an Account Executive to discuss your project, qualifications, and next steps for real estate investor financing. From pre-approval through valuation, title, and draws, we streamline each milestone so real estate investors in Taunton move forward confidently, with clear timelines, responsive guidance, and a smooth path to closing.

 

 

 

Fast, Reliable Capital – No Red Tape

Get the certainty of a direct lender and close in as little as 10 days.