Tulsa, OK's Trusted Hard Money Lender for Real Estate Investors

Tulsa's revitalized downtown — anchored by the Brady Arts District and a wave of energy-sector and tech investment — has pushed renovation activity into surrounding neighborhoods like Kendall-Whittier and Brookside. Investors who can move quickly on a Cherry Street bungalow or a Maple Ridge value-add deal are capturing appreciation that slower-moving buyers miss.

Unitas Funding provides private real estate loans for investors throughout Tulsa and Green Country — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed and certainty Oklahoma investors need to compete.

shutterstock_2644509203

Fast, Reliable Capital for Your Next Tulsa Deal

Tulsa's below-national-average home prices combined with strong rental demand from the energy and healthcare sectors create durable margins for investors — if they can close fast enough to win the deal. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Tulsa County.

Fix & Flip Loans

Fix & Flip Loans

Tulsa's flip market thrives on 1920s-40s housing stock in Brookside and Maple Ridge, where period character combined with updated systems drives strong resale. Unitas funds acquisition and rehab budget together so Tulsa investors can close and start demo the same week.

Learn More
New Construction Loans

New Construction Loans

Infill builders are targeting lots near the Brady Arts District and Kendall-Whittier as downtown Tulsa's momentum spreads outward. Our construction loans fund the full build cycle with 24-48 hour draw turnaround to keep Oklahoma crews on schedule.

Learn More
Bridge Loans

Bridge Loans

Need to close on a Cherry Street commercial-to-residential conversion before your permanent financing is in place? Unitas bridge loans give Tulsa investors the short-term capital to secure the deal without missing the window.

Learn More
DSCR Loans

DSCR Loans for Rental Properties

Tulsa's landlord-friendly regulatory environment and steady rent growth make DSCR loans a natural fit for investors scaling rental portfolios in Kendall-Whittier or East Tulsa. We underwrite the property's cash flow, not your W-2s.

Learn More


What Makes Unitas Different in Tulsa

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never runs short on funding at the closing table — while operating as a direct lender that gives Tulsa investors real answers in hours.

  2. Local Tulsa Market Expertise
    Our team understands Tulsa County's submarkets, from Brookside's craftsman bungalows to Brady Arts District infill, and prices each deal on its own merits rather than a rigid matrix.
  3. Speed That Protects Your Margin
    24-48 hour draws keep Tulsa rehab and new construction projects on schedule, because holding costs erode margin fast in a competitive Green Country market.

  4. A Track Record Built in Tulsa
    Our track record spans Cherry Street, Maple Ridge, and downtown Tulsa, giving local agents and investors confidence that a Unitas pre-approval will actually close.

shutterstock_2218681047 (1)

Get Pre-Approved in 24 Hours
Ready to move on your next Tulsa deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Tulsa?

Most Tulsa transactions close within 10 business days of a completed application, with our team coordinating directly with your title company to avoid delays.

What's the maximum loan-to-cost available on a Tulsa fix-and-flip?

Qualified Tulsa investors can access up to 92.5% loan-to-cost covering acquisition and renovation, depending on the property and exit strategy.

Can Unitas finance new construction in Tulsa?

Yes, our new construction program funds lot acquisition through vertical build for infill projects throughout Tulsa County, including the Brady Arts District and Kendall-Whittier.

Does Unitas offer DSCR loans for Tulsa rental properties?

Yes. We qualify rental property loans based on the property's rent-to-debt ratio rather than personal income, making it easier to scale a Tulsa rental portfolio.

What parts of Green Country does Unitas serve?

We fund deals throughout Tulsa County and the surrounding Green Country region, including Broken Arrow, Owasso, Jenks, and Bixby.

Ready to Fund Your Next Tulsa Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Tulsa investors need to compete in Oklahoma's revitalizing urban core. From Brookside bungalow flips to Brady Arts District infill, we fund projects across Tulsa County and Green Country. Contact us today to discuss your Tulsa investment property financing.

Unitas Funding has funded 55+ deals for investors in and around Tulsa, OK.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.