Draw Process
IN A COMPRESSED-MARGIN MARKET

YOUR DRAW SPEED IS YOUR MARGIN

23.1%
National gross flip ROI (ATTOM)
1 in 3
Flippers report costs beyond budget
(John Burns Research)
10–14 days
Industry-standard draw turnaround

TWO PATHS. ONE PROJECT

THE COMPETITOR TRAP
⏳
Draw delayed 10–14 days.
3rd-party inspector queue.
‖
Crew stalls on-site.
No payment, no progress.
THE BREAK
→
Contractors move on.
3–4 other active sites.
↝
Forced stock liquidation.
Investor pulls cash out-of-pocket.
△
Unplanned tax penalty.
Early withdrawal, surprise bill.
Once a contractor leaves, they return on their schedule—not yours.
THE UNITAS VELOCITY ENGINE
📋
In-house inspection requested.
No 3rd-party scheduler.
📅
Scheduled in 1 business day.
No external filing queue.
💰
Funded in 24–48 hours.
Off our own balance sheet.
◎
Continuous site momentum.
Crew stays paid and focused.
↻
More turns per year.
Velocity compounds across deals.
Your draw moves on your timeline—not someone else's.
 
 

Renovate. Replenish. Repeat.

Three clean 90-day projects outperform two drawn-out ones—at almost any margin level.
RATE VS. REALITY
SAME RATE. WRONG LENDER. REAL COST
$500,000 loan  •  12 months  •  12 draws  •  Both at 10.5%  •  Here's what the rate sheet doesn't show you.
 
THE COMPETITOR LOAN
Rate 10.5%
Draw turnaround 7 days
Interest on schedule $52,500
Extra carry cost +$6,890
THE UNITAS LOAN · 10.5%
Rate 10.5%
Draw turnaround 3 days
Interest on schedule $52,500
Extra carry cost $0
 
4-day gap × 12 draws = 48 extra days waiting on funding.
48 days of carry at 10.5% = $6,890 in additional interest.
 
Total competitor cost: $59,390 — $6,890 more than Unitas. Same rate. Slower draws.
 
SAME RATE. WRONG LENDER. REAL COST.
WHY WE CAN PROMISE WHAT OTHERS CAN'T.
True Balance-Sheet Lender
No warehouse lines or outside credit committees.
Backed by Fidelis Investors
$1B+ AUM, 18-year track record.
Proven at Scale
10,000+ loans, $5B+ deployed.
Run the math on your next project before your next draw is due.
info@unitasfunding.com | (862) 217-6326
Loans made to business entities only. Business purpose only. Rev. June 2026.

Loan Programs Built for Active Deal Flow

Fix & Flip Loans

Fix & Flip Loans

Short-term bridge financing for rapid property repositioning and value-add projects.


Loan Amount: Up to $2.5M 

Leverage: Up to 92.5% LTC | Up to 75% AR-LTV

Terms: 6-,12-, 18-, or 24-month options

Best For: Quick rotations, BRRRR method, resale exits

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New Construction Loans

New Construction Loans

Ground-up funding for spec builds and development projects with staged draw process.


Loan Amount: Up to $2.5M 

Leverage: Up to 85% LTC | Up to 70% AR-LTV

Terms: 6-, 12-, 18-, or 24-month options

Best For: Single-family spec, residential

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Bridge Loans

Bridge Loans

Interim financing for time-sensitive acquisitions requiring rapid execution.


Loan Amount: Up to $2.5M 

Leverage: Up to 75% LTC | Up to 75% AR-LTV

Terms: 12-month

Best For: Gap financing, property stabilization, conventional loan transitions

Learn More

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Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.