What is a Guarantor? In hard money lending, collateral alone doesn’t always satisfy a lender’s risk threshold. That’s where a guarantor comes... Read More
What is a Draw Schedule? In hard money lending, you don’t typically receive the full loan amount in one lump sum, especially when part of that lo... Read More
What Is a Single Purpose Entity? In real estate investing, protecting assets is just as important as growing them. That’s where the Single Purpose Entity... Read More
What is Loan-to-Cost (LTC)? Loan-to-Cost, or LTC, is one of the most critical ratios in real estate project financing, especially in hard money lend... Read More
What is As-Is Value? As-Is Value refers to the fair market value of a property in its current, unimproved condition. It answers the question:... Read More
What is Loan-to-Value (LTV)? When you’re working a deal, whether it’s a fix and flip, new build, or a bridge loan, few metrics shape your financing o... Read More
What is Asset-Based Lending? Asset-based lending is a form of real estate financing where the decision to lend is based primarily on the value of the... Read More
What is an Appraisal? An appraisal is a professional, third-party assessment of a property's fair market value. In the context of real estate ... Read More
What is an Assignment of Contract? An assignment of contract allows a buyer under an active real estate purchase agreement to transfer their contractual ri... Read More
After Repair Value (ARV) After Repair Value (ARV) refers to the estimated value of a property after all planned renovations and improvements have... Read More