Greensboro’s Trusted Hard Money Lender for Real Estate Investors

Close deals faster and grow your portfolio with confidence. Private capital solutions in Greensboro, North Carolina come with quick approvals, streamlined draws, and flexible terms that keep projects moving.

From fix & flip and bridge loans to DSCR rentals and ground‑up construction, underwriting focuses on timelines and exits so you can execute quickly and maintain momentum in Greensboro.

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Fast, Reliable Capital

With institutional backing and direct‑lender agility, investors across Greensboro, North Carolina gain transparent terms and predictable funding. Move quickly on time‑sensitive opportunities while mitigating risk.

Fix & Flip Loans

Fix & Flip Loans

Short‑term financing aligned to ARV for acquisitions and renovations. Ideal for affordable BRRRR rehabs and cosmetic flips across Guilford County submarkets, with efficient draws and BRRRR‑friendly structures.

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New Construction Loans

New Construction Loans

Private construction loans for single‑family, small multifamily, and mixed‑use. Support covers lot purchase through vertical build‑out—well suited to infill SFR and small multifamily near Wendover Ave and airport corridors.

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Bridge Loans

Bridge Loans

Interim capital for acquisitions, pre‑stabilization, or quick refinances. Useful for interim capital for acquisitions and light repositioning in Triad submarkets when timing matters most.

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DSCR Loans

DSCR Loans for Rental Properties

Asset‑based rental loans centered on property cash flow. Effective for portfolio growth, including cash‑flow rentals across Greensboro, High Point, and Winston‑Salem.

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What makes Unitas different?

  1. The Power of a Bank, The Speed of a Partner.
    Direct lending authority combined with institutional capital removes broker layers and marketplace uncertainty. Application through final funding on your investments receives firm leverage ranges, defined draw triggers, and consistent communication.

  2. More Ways to Say ‘Yes’ to Your Deal.
    Whether flipping, building, bridging, or holding, your strategy shapes our flexible underwriting. Fix-and-flip, new construction, bridge, and DSCR programs adapt around your timeline, experience level, and exit plan, reducing friction throughout your investment cycle.

  3. Certainty From a Direct Lender.
    Our capital and approval process remain under our control, producing firm commitments and transparent terms from initial contact. Disciplined underwriting and clear documentation standards supporting reliable funding replace marketplace uncertainty and third-party approval chains.

  4. Faster Funding, Faster Draws.
    Timing is everything when a real estate opportunity comes your way. At Unitas, our streamlined loan process allows closings in as few as 10 days and ensures quick construction draws. With fast funding and a dedicated lending partner on your side, your projects can move forward without delay.

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Get Pre-Approved in 24 Hours!
Apply today and secure funding for your next investment property in Atlanta.

Frequently Asked Questions

Who qualifies for a hard money loan in Greensboro, North Carolina?

Typical borrowers are investors and builders operating through a business entity who need flexible, deal‑driven capital. Strong fits include acquisitions, rehabs, and new builds with clear exit strategies and practical timelines in Greensboro.

What is required to apply for a real estate investment loan in Greensboro?

Provide the property address, purchase terms or payoff details, a budget and scope, and your exit plan. A business entity and proof of experience or team support help streamline underwriting.

What credit score is needed for a hard money loan in Greensboro, North Carolina?

Approvals weigh asset strength, ARV, and cash flow more than a single score. Many borrowers qualify in the mid‑600s with solid equity and a well‑defined project plan.

Do you lend to first‑time investors in Greensboro?

Yes. First‑time borrowers can qualify with conservative leverage, a realistic budget, and a clear plan. Partnering with experienced contractors or managers is helpful for early projects.

Is income verification required for investment property loans in Greensboro?

Loans are primarily asset‑based. Rental loans focus on cash flow (DSCR), while fix‑and‑flip and construction emphasize ARV and cost‑to‑complete; traditional pay stubs are not required.

How long does the hard money loan approval process take in Greensboro?

Pre‑approvals and term sheets are often issued within 24 hours. Final approval typically follows title and valuation in about 3–5 business days, with many closings completed in roughly 10 days.

Why choose this private lender over other hard money lenders in Greensboro?

Direct capital, responsive underwriting, and predictable draws help close on time. Local familiarity with affordable BRRRR rehabs and cosmetic flips across Guilford County submarkets and area‑specific timelines supports smoother execution.

How is a hard money lender different from a bank in Greensboro, North Carolina?

Private lenders underwrite based on the property and business plan rather than rigid checklists. This allows faster decisions, flexible draws, and financing for value‑add or transitional assets.

Do you finance new construction in Greensboro?

Yes. Ground‑up loans can fund lot purchase, site work, and vertical build‑out, with milestone‑based draws that align to your schedule—ideal for infill SFR and small multifamily near Wendover Ave and airport corridors.

How do I apply for a hard money loan in Greensboro?

Submit your project details online and indicate your timeline. Expect quick feedback, followed by valuation and title coordination to move efficiently toward closing.

Ready to Fund Your Next Atlanta Real Estate Investment?

Atlanta's market doesn't slow down, and neither should your capital. At Unitas Funding, we deliver the institutional backing and direct lending speed that wins deals. Whether you're renovating properties, developing spec homes, or building a rental portfolio across the metro area, our hard money lenders provide Atlanta real estate investors the leverage and certainty you need to close on schedule. Submit your application now, and let's turn your next opportunity into a funded project!


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.