Jackson, MS's Trusted Hard Money Lender for Real Estate Investors

Jackson's role as Mississippi's capital and home to the University of Mississippi Medical Center keeps steady renovation demand alive in Belhaven and Fondren, where investors are restoring early-1900s homes near the medical district and downtown.

Unitas Funding provides private real estate loans for investors throughout Jackson and Hinds County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Jackson investors need to compete.

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Fast, Reliable Capital for Your Next Jackson Deal

Jackson's UMMC-and-state-government-driven economy supports strong margins for investors who can close fast in Belhaven and Fondren. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Hinds County.

Fix & Flip Loans

Fix & Flip Loans

Belhaven and Fondren's early-1900s housing stock rewards investors who restore period character while updating systems for Jackson's medical and government workforce. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

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New Construction Loans

New Construction Loans

Infill lots near downtown and Fondren's arts corridor continue to draw new-construction interest. Our construction loans fund the full build cycle with 24-48 hour draws to keep Mississippi crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Belhaven acquisition before your permanent financing is finalized? Unitas bridge loans give Jackson investors the short-term capital to secure deals without losing momentum.

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DSCR Loans

DSCR Loans for Rental Properties

Jackson's UMMC and state-government workforce supports strong rental demand across Belhaven and Fondren. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Jackson

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Jackson closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Jackson Market Expertise
    Our team understands Hinds County's medical- and government-driven demand, from Belhaven's historic housing to Fondren's arts-district growth, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Jackson rehab and construction projects moving on schedule.

  4. A Track Record Built in Jackson
    We've funded deals across Belhaven, Fondren, and downtown Jackson, building the track record local investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Jackson deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Jackson, MS?

Most Jackson transactions close within 10 business days of a completed application, with our team coordinating directly with Hinds County title companies.

What loan-to-cost is available for Jackson fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Belhaven and Fondren projects.

Does Unitas finance rental properties near UMMC?

Yes, our DSCR program funds rental properties near the medical center and throughout greater Jackson, qualifying the property's income rather than personal tax returns.

Does Unitas fund new construction in Fondren or downtown Jackson?

Yes, our construction and bridge programs can fund infill projects throughout Fondren and downtown Jackson.

What parts of Central Mississippi does Unitas serve besides Jackson?

We fund deals throughout Hinds County and Central Mississippi, including Clinton, Ridgeland, and Madison.

 

Ready to Fund Your Next Jackson Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Jackson investors need to compete in a market anchored by medicine and state government. From Belhaven restorations to Fondren infill, we fund projects across Hinds County. Contact us today to discuss your Jackson investment property financing.

Unitas Funding has funded 14+ deals for investors in and around Jackson, MS.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.