Kansas's Trusted Hard Money Lender for Real Estate Investors

Kansas offers investors two strong urban centers and several steady college towns. Johnson County, on the Kansas side of the Kansas City metro, has some of the region's most desirable suburbs. Wichita's aviation industry has earned it the name "Air Capital of the World."

Unitas Funding gives Kansas investors private capital for fix-and-flip, new construction, bridge, and DSCR rental loans. Sunflower State projects qualify for up to 92.5% loan-to-cost with rates starting at 8.99%, backed by $4.5 billion in loans funded.

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Fast, Reliable Capital for Your Next Kansas Deal

Kansas home prices remain below the national average, which leaves room for a real rehab budget and a solid profit. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older homes in Wichita's College Hill and Riverside neighborhoods, and dated ranches in Topeka and Kansas City, Kansas, are strong value-add candidates. Unitas funds purchase and rehab in one loan.

 

 

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New Construction Loans

New Construction Loans

Olathe, Overland Park, Lenexa, and Shawnee continue to add new homes as the Kansas City metro grows south and west. Our construction loans release draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to buy a Kansas property before your last project closes? A Unitas bridge loan gives you 12-, 18-, or 24-month interest-only capital so you do not lose the deal.

 

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DSCR Loans

DSCR Loans for Rental Properties

Wichita's aircraft makers, Fort Riley, the University of Kansas, and Kansas State University support steady rental demand. Our DSCR loans qualify the property on its rent.

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What Makes Unitas Different in Kansas

  1. From Johnson County to Wichita
    Unitas lends across Kansas and understands how suburban Kansas City deals differ from Wichita and college-town deals.

  2. Direct Lender Speed
    Our team makes the credit decision, so Kansas investors get answers in hours.
  3. Draws on Your Schedule
    Draws funded in 24–48 hours help Kansas builders keep crews working through the spring and fall seasons.

  4. Deep Capital Base
    $4.5 billion funded means Unitas can fund your next Kansas project and the one after it.

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Get Pre-Approved in 24 Hours
Have a Kansas deal in front of you? Send us the numbers and get a pre-approval in 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Kansas?

Most Kansas loans close within 10 business days of a complete application.

Does Unitas lend in the Kansas side of the Kansas City metro?

Yes. We fund projects across Johnson and Wyandotte counties, including Overland Park, Olathe, Lenexa, and Kansas City, Kansas.

What loan-to-cost does Unitas offer in Kansas?

Qualified investors can receive up to 92.5% loan-to-cost on purchase and rehab combined.

Can I use a DSCR loan for a Kansas rental?

Yes. Our DSCR loans qualify the property on its rental income, not your personal income.

Which Kansas cities does Unitas serve?

We lend statewide. We have dedicated pages for Overland Park, Topeka, and Wichita, and we also fund deals in Olathe, Lawrence, Manhattan, and Kansas City, Kansas.

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Wichita

Ready to Fund Your Next Kansas Real Estate Investment?

Unitas Funding gives Kansas investors fast, reliable capital from the Kansas City suburbs to Wichita. Whether you are renovating, building, or buying rentals, we fund projects across the state. Contact us today to discuss your next Kansas investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.