Little Rock, AR's Trusted Hard Money Lender for Real Estate Investors

Little Rock's healthcare and higher-education base — led by the University of Arkansas for Medical Sciences — keeps demand strong in Hillcrest and the Heights, where investors are restoring bungalows within walking distance of the medical district.

Unitas Funding provides private real estate loans for investors throughout Little Rock and Pulaski County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Little Rock investors need to compete.

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Fast, Reliable Capital for Your Next Little Rock Deal

Little Rock's UAMS-anchored medical economy supports strong margins for investors who can close fast in Hillcrest and the Heights. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Pulaski County.

Fix & Flip Loans

Fix & Flip Loans

Hillcrest and Heights bungalows reward investors who restore original character while updating kitchens and systems for buyers tied to the nearby medical district. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

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New Construction Loans

New Construction Loans

Infill lots near downtown and the River Market continue to draw new-construction activity as Little Rock's urban core grows. Our construction loans fund the full build cycle with 24-48 hour draws to keep Arkansas crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Hillcrest acquisition before your permanent financing is finalized? Unitas bridge loans give Little Rock investors the short-term capital to secure deals without losing momentum.

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DSCR Loans

DSCR Loans for Rental Properties

Little Rock's UAMS and state-government workforce supports strong rental demand in Hillcrest and the Heights. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Little Rock

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Little Rock closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Little Rock Market Expertise
    Our team understands Pulaski County's medical-district-driven demand, from Hillcrest's bungalow stock to the River Market's downtown growth, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Little Rock rehab and construction projects moving on schedule.

  4. A Track Record Built in Little Rock
    We've funded deals across Hillcrest, the Heights, and downtown Little Rock, building the track record local investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Little Rock deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Little Rock?

Most Little Rock transactions close within 10 business days of a completed application, with our team coordinating directly with Pulaski County title companies.

What loan-to-cost is available for Little Rock fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Hillcrest and Heights projects.

Does Unitas finance rental properties near UAMS?

Yes, our DSCR program funds rental properties throughout the UAMS corridor and greater Little Rock, qualifying the property's income rather than personal tax returns.

Does Unitas fund downtown infill construction in Little Rock?

Yes, our construction and bridge programs can fund infill projects near downtown and the River Market.

What parts of Central Arkansas does Unitas serve besides Little Rock?

We fund deals throughout Pulaski County and Central Arkansas, including North Little Rock, Conway, and Benton.

 

 

Ready to Fund Your Next Little Rock Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Little Rock investors need to compete in Arkansas's largest market. From Hillcrest restorations to River Market infill, we fund projects across Pulaski County. Contact us today to discuss your Little Rock investment property financing.

Unitas Funding has funded 24+ deals for investors in and around Little Rock, AR.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.