Louisiana's Trusted Hard Money Lender for Real Estate Investors

Louisiana's housing markets are as varied as its culture. New Orleans offers historic shotgun houses and strong short-term demand. Baton Rouge has state government, LSU, and a large petrochemical corridor. Lafayette anchors Acadiana, and Shreveport serves northwest Louisiana.

Unitas Funding lends to Louisiana investors on fix-and-flip, new construction, bridge, and DSCR rental projects. Pelican State borrowers can finance up to 92.5% of project cost at rates from 8.99%, with $4.5 billion in funded loans behind every closing.

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Fast, Reliable Capital for Your Next Louisiana Deal

Many Louisiana homes need updates for modern buyers, from new systems to elevation and flood-aware improvements. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Shotgun doubles in New Orleans, mid-century ranches in Baton Rouge, and older homes in Lafayette and Shreveport are steady renovation projects. Unitas funds purchase and rehab together.

 

 

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New Construction Loans

New Construction Loans

Suburbs around Baton Rouge and Lafayette, along with the Northshore across Lake Pontchartrain, continue to add new homes. Our construction loans release draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Louisiana property before your current one sells? A Unitas bridge loan gives you 12-, 18-, or 24-month interest-only capital.

 

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DSCR Loans

DSCR Loans for Rental Properties

LSU, Tulane, Ochsner Health, the port, and the energy sector keep Louisiana rental demand steady. Our DSCR loans qualify the property on its rent, not your personal income.

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What Makes Unitas Different in Louisiana

  1. We Know Parishes and Flood Zones
    Unitas understands flood zones, elevation certificates, and insurance costs, and we build them into realistic Louisiana loan terms.

  2. Direct Lender Decisions
    We approve and fund our own loans, so Louisiana investors get quick, clear answers.
  3. Draws for Storm Season
    Draws funded in 24–48 hours help Louisiana crews make up time lost to rain and storms.

  4. Proven Capital
    With $4.5 billion funded, Unitas can back your Louisiana projects in every part of the state.

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Get Pre-Approved in 24 Hours
Have a Louisiana property under contract? Send us your deal and get a pre-approval in 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Louisiana?

Most Louisiana loans close within 10 business days of a complete application.

Does Unitas lend on properties in Louisiana flood zones?

Yes. We lend in flood zones across Louisiana and review flood zone status, elevation, and insurance costs during underwriting.

 

What leverage is available for a Louisiana fix-and-flip?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Louisiana rental?

Yes. Our DSCR loans qualify based on the property's rental income, so personal tax returns are not required.

Which Louisiana cities does Unitas serve?

We lend statewide. We have dedicated pages for Baton Rouge, Lafayette, Metairie, New Orleans, and Shreveport, and we also fund deals in Lake Charles, Monroe, Kenner, and Covington.

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Lafayette

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Shreveport

Ready to Fund Your Next Louisiana Real Estate Investment?

Unitas Funding gives Louisiana investors the speed and certainty they need in every parish. From New Orleans shotgun renovations to new homes outside Baton Rouge, we fund projects across the state. Contact us today to talk through your next Louisiana investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.