Malden, MA's Trusted Hard Money Lender for Real Estate Investors

Malden's Orange Line access to downtown Boston and its diverse immigrant community have kept renovation demand steady near Malden Center, where investors are updating triple-deckers and older multi-families for a growing renter base.

Unitas Funding provides private real estate loans for investors throughout Malden and Middlesex County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Malden investors need to compete.

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Fast, Reliable Capital for Your Next Malden Deal

Malden's Orange Line access and steady rental demand support strong margins for investors who can close fast near Malden Center. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Middlesex County.

Fix & Flip Loans

Fix & Flip Loans

Triple-deckers and older multi-families near Malden Center reward investors who modernize units for the city's growing renter base. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

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New Construction Loans

New Construction Loans

Infill development near the Orange Line corridor continues as Malden's transit-oriented growth accelerates. Our construction loans fund the full build cycle with 24-48 hour draws to keep Massachusetts crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Malden Center acquisition before your permanent financing is finalized? Unitas bridge loans give investors the short-term capital to secure deals without losing momentum.

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DSCR Loans

DSCR Loans for Rental Properties

Malden's direct Orange Line access to Boston supports strong, consistent multi-family rental demand. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Malden

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Malden closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Malden Market Expertise
    Our team understands Middlesex County's transit-driven rental economics near Malden Center, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Malden rehab and construction projects moving on schedule.

  4. A Track Record Built in Malden
    We've funded deals throughout Malden Center and greater Malden, building the track record local investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Malden deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Malden?

Most Malden transactions close within 10 business days of a completed application, with our team coordinating directly with Middlesex County title companies.

What loan-to-cost is available for Malden fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for triple-decker and multi-family projects.

Does Unitas finance multi-family rental properties in Malden?

Yes, our DSCR program funds multi-family rental properties throughout Malden, qualifying the property's income rather than personal tax returns.

Does Unitas fund new construction near Malden Center?

Yes, our construction and bridge programs can fund infill projects near the Orange Line corridor.

What parts of Greater Boston does Unitas serve besides Malden?

We fund deals throughout Middlesex County and Greater Boston, including Everett and Medford.

 

 

Ready to Fund Your Next Malden Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Malden investors need to compete in a transit-oriented rental market. From triple-decker renovations to Orange Line-corridor infill, we fund projects across Middlesex County. Contact us today to discuss your Malden investment property financing.

Unitas Funding has funded 15+ deals for investors in and around Malden, MA.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.