Montgomery, AL's Trusted Hard Money Lender for Real Estate Investors

Montgomery's manufacturing base — highlighted by the Hyundai assembly plant and a growing supplier network — has fueled steady renovation activity in Cloverdale and Old Cloverdale, where investors are restoring early-1900s homes for the city's expanding workforce.

Unitas Funding provides private real estate loans for investors throughout Montgomery and Montgomery County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Montgomery investors need to compete.

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Fast, Reliable Capital for Your Next Montgomery Deal

Montgomery's Hyundai-anchored manufacturing economy supports strong margins for investors who can close fast in Cloverdale and the growing east side. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Montgomery County.

Fix & Flip Loans

Fix & Flip Loans

Cloverdale and Old Cloverdale's early-1900s housing stock rewards investors who restore period character while updating systems for Montgomery's growing manufacturing workforce. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

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New Construction Loans

New Construction Loans

Infill lots on Montgomery's east side continue to draw new-construction activity as Hyundai's supplier network expands local employment. Our construction loans fund the full build cycle with 24-48 hour draws to keep Alabama crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Cloverdale acquisition before your permanent financing is finalized? Unitas bridge loans give Montgomery investors the short-term capital to secure deals without losing momentum.

 

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DSCR Loans

DSCR Loans for Rental Properties

Montgomery's manufacturing and Maxwell Air Force Base workforce supports strong rental demand across Cloverdale and the east side. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Montgomery

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Montgomery closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Montgomery Market Expertise
    Our team understands Montgomery County's manufacturing- and military-driven demand, from Cloverdale's historic housing to the growing east side, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Montgomery rehab and construction projects moving on schedule.

  4. A Track Record Built in Montgomery
    We've funded deals across Cloverdale, Old Cloverdale, and Montgomery's east side, building the track record local investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Montgomery deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Montgomery?

Most Montgomery transactions close within 10 business days of a completed application, with our team coordinating directly with Montgomery County title companies.

What loan-to-cost is available for Montgomery fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Cloverdale and east-side projects.

Does Unitas finance rental properties near Maxwell Air Force Base?

Yes, our DSCR program funds rental properties near Maxwell and throughout greater Montgomery, qualifying the property's income rather than personal tax returns.

Does Unitas fund new construction on Montgomery's east side?

Yes, our construction and bridge programs can fund infill and new-build projects throughout Montgomery's growing east side.

What parts of Central Alabama does Unitas serve besides Montgomery?

We fund deals throughout Montgomery County and Central Alabama, including Prattville and Millbrook.

 

 

Ready to Fund Your Next Montgomery Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Montgomery investors need to compete in a market driven by manufacturing growth and steady renovation demand. From Cloverdale restorations to east-side infill, we fund projects across Montgomery County. Contact us today to discuss your Montgomery investment property financing.

Unitas Funding has funded 21+ deals for investors in and around Montgomery, AL.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.