Nevada's Trusted Hard Money Lender for Real Estate Investors

Nevada has no state income tax and two fast-growing metro areas. Southern Nevada, from Las Vegas to Henderson and North Las Vegas, is driven by tourism, conventions, and a growing logistics sector. Northern Nevada around Reno and Sparks has added major tech and manufacturing employers.

Unitas Funding provides Nevada investors with fix-and-flip, new construction, bridge, and DSCR rental loans. Silver State borrowers can finance up to 92.5% of project cost at rates from 8.99%, with $4.5 billion in funded loans behind every deal.

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Fast, Reliable Capital for Your Next Nevada Deal

People and businesses moving from higher-tax states keep Nevada's housing demand strong. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

1970s to 1990s stucco homes across the Las Vegas Valley and older homes in Reno's Old Southwest are steady renovation candidates. Unitas funds purchase and rehab together.

 

 

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New Construction Loans

New Construction Loans

Henderson, North Las Vegas, and the Reno-Sparks area continue to add new homes. Our construction loans fund the full build, with draws released in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Nevada property before your current one sells? A Unitas bridge loan covers the gap with 12-, 18-, or 24-month interest-only terms.

 

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DSCR Loans

DSCR Loans for Rental Properties

Resorts and casinos, Nellis Air Force Base, the University of Nevada campuses, and the Tahoe Reno Industrial Center keep rental demand strong. Our DSCR loans qualify on the property's rent.

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What Makes Unitas Different in Nevada

  1. North and South Nevada
    Unitas lends in both the Las Vegas Valley and Northern Nevada and understands how each market moves.

  2. Desert Construction Know-How
    We understand stucco, tile roofs, HOA communities, and cooling costs, and we factor them into our underwriting.
  3. Fast Draws
    Draws funded in 24–48 hours keep Nevada projects moving in a busy contractor market.

  4. $4.5 Billion Funded
    Our capital base means Unitas can support Nevada investors from one project to a full portfolio.

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Get Pre-Approved in 24 Hours
Found a Nevada deal? Send us the details and get a pre-approval in 24 hours.

Frequently Asked Questions

How quickly can Unitas close a loan in Nevada?

Most Nevada loans close within 10 business days of a complete application.

Does Unitas lend on homes in Nevada HOA communities?

Yes. We lend on properties in HOA communities and review HOA rules, including rental restrictions, during underwriting.

 

What leverage can I get on a Nevada fix-and-flip?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Las Vegas or Reno rental?

Yes. Our DSCR loans qualify the property on its rental income, not personal income.

Which Nevada cities does Unitas serve?

We lend statewide. We have dedicated pages for Henderson, Las Vegas, Reno, and Sparks, and we also fund deals in North Las Vegas, Carson City, and Fernley.

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Las Vegas

Reno

Sparks

Ready to Fund Your Next Nevada Real Estate Investment?

Unitas Funding gives Nevada investors fast, dependable capital in Southern and Northern Nevada. From Las Vegas Valley renovations to new homes near Reno, we fund projects across the state. Contact us today to discuss your next Nevada investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.