Oklahoma's Trusted Hard Money Lender for Real Estate Investors

Oklahoma's two metro areas offer investors affordable prices and steady demand. Oklahoma City is anchored by state government, Tinker Air Force Base, and the energy sector. Tulsa has a strong aerospace and manufacturing base and a revitalized downtown.

Unitas Funding provides Oklahoma investors with fix-and-flip, new construction, bridge, and DSCR rental loans. Sooner State projects qualify for rates starting at 8.99% and up to 92.5% loan-to-cost, backed by $4.5 billion funded.

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Fast, Reliable Capital for Your Next Oklahoma Deal

Low home prices and solid rents make Oklahoma one of the better cash-flow states in the region. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older homes in Oklahoma City's Mesta Park and the Paseo, and in Tulsa's Kendall-Whittier and Brookside areas, are popular renovation targets. Unitas funds purchase and rehab together.

 

 

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New Construction Loans

New Construction Loans

Edmond, Moore, Yukon, Broken Arrow, and Owasso keep adding new neighborhoods. Our construction loans fund the full build, with draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on an Oklahoma property before your current deal sells? A Unitas bridge loan covers the gap with 12-, 18-, or 24-month interest-only terms.

 

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DSCR Loans

DSCR Loans for Rental Properties

Tinker Air Force Base, the University of Oklahoma, Oklahoma State University, and energy employers keep rental demand strong. Our DSCR loans qualify on the property's rent.

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What Makes Unitas Different in Oklahoma

  1. Two Metros, One Team
    Whether your deal is in OKC, Tulsa, or a college town, one Unitas team makes the decision and funds the loan.

  2. Cash-Flow Market Experience
    We understand Oklahoma's rent-to-price ratios and underwrite rentals on realistic income.
  3. Draws for Storm Country
    Spring storms can delay work. Draws funded in 24–48 hours help Oklahoma crews catch up.

  4. Capital to Scale
    $4.5 billion funded means Unitas can back your Oklahoma portfolio as it grows.

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Get Pre-Approved in 24 Hours
Ready to buy in Oklahoma? Send us your deal and get a pre-approval within 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Oklahoma?

Most Oklahoma loans close within 10 business days of a complete application.

Does Unitas finance new construction in Oklahoma?

Yes. We fund ground-up construction across Oklahoma, including Edmond, Moore, Broken Arrow, and Owasso.

 

What leverage is available for an Oklahoma flip?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for an Oklahoma rental?

Yes. Our DSCR loans qualify the property on its rental income, not personal income.

Which Oklahoma cities does Unitas serve?

We lend statewide. We have dedicated pages for Norman, Oklahoma City, and Tulsa, and we also fund deals in Edmond, Broken Arrow, Moore, Lawton, and Stillwater.

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Ready to Fund Your Next Oklahoma Real Estate Investment?

Unitas Funding gives Oklahoma investors fast, flexible capital from Oklahoma City to Tulsa. From Mesta Park renovations to new homes in Broken Arrow, we fund projects across the state. Contact us today to discuss your next Oklahoma investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.