Tallahassee, FL's Trusted Hard Money Lender for Real Estate Investors

Tallahassee's dual identity as Florida's capital and a two-university college town — home to Florida State and Florida A&M — keeps rental demand strong near Midtown and the Southside, where investors compete for student and young-professional housing alike.

Unitas Funding provides private real estate loans for investors throughout Tallahassee and Leon County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Tallahassee investors need to compete.

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Fast, Reliable Capital for Your Next Tallahassee Deal

Tallahassee's university-and-government-driven rental base supports strong margins for investors who can close fast near Midtown and campus corridors. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Leon County.

Fix & Flip Loans

Fix & Flip Loans

Midtown bungalows and older Southside housing reward investors who modernize for FSU- and FAMU-adjacent renters and young professionals. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

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New Construction Loans

New Construction Loans

Infill lots near Midtown and the growing Cascades Park district continue to attract new-construction activity. Our construction loans fund the full build cycle with 24-48 hour draws to keep North Florida crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Midtown acquisition before your permanent financing is finalized? Unitas bridge loans give Tallahassee investors the short-term capital to secure deals without losing momentum.

 

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DSCR Loans

DSCR Loans for Rental Properties

Tallahassee's two-university, state-capital economy supports consistently strong rental demand near Midtown and campus corridors. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Tallahassee

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Tallahassee closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Tallahassee Market Expertise
    Our team understands Leon County's university- and government-driven rental demand, from Midtown's bungalow stock to Cascades Park's redevelopment, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Tallahassee rehab and construction projects moving on schedule.

  4. A Track Record Built in Tallahassee
    We've funded deals across Midtown, the Southside, and Cascades Park, building the track record Tallahassee investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Tallahassee deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Tallahassee?

Most Tallahassee transactions close within 10 business days of a completed application, with our team coordinating directly with Leon County title companies.

What loan-to-cost is available for Tallahassee fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Midtown and Southside projects.

Does Unitas finance student and near-campus rental properties?

Yes, our DSCR program funds rental properties near FSU and FAMU as well as throughout greater Tallahassee, qualifying the property's income rather than personal tax returns.

Does Unitas fund new construction in Cascades Park or Midtown?

Yes, our construction and bridge programs can fund infill and new-build projects throughout Tallahassee's core neighborhoods.

What parts of North Florida does Unitas serve besides Tallahassee?

We fund deals throughout Leon County and North Florida, including Crawfordville and Havana.

 

 

Ready to Fund Your Next Tallahassee Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Tallahassee investors need to compete in a market driven by two universities and state government. From Midtown renovations to Cascades Park infill, we fund projects across Leon County. Contact us today to discuss your Tallahassee investment property financing.

Unitas Funding has funded 22+ deals for investors in and around Tallahassee, FL.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.