Waltham, MA's Trusted Hard Money Lender for Real Estate Investors

Waltham's history as the birthplace of the American watch industry has given way to a modern identity as a Route 128 biotech and tech hub anchored by Brandeis University, keeping renovation demand strong near Moody Street and the Piety Corner neighborhood.

Unitas Funding provides private real estate loans for investors throughout Waltham and Middlesex County — fix-and-flip, new construction, bridge, and DSCR rental financing up to $4.5M. With $4.5 billion funded nationally, we bring the speed Waltham investors need to compete.

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Fast, Reliable Capital for Your Next Waltham Deal

Waltham's Route 128 biotech corridor and Brandeis-driven rental demand support strong margins for investors who can close fast near Moody Street. Unitas offers rates from 8.99%, up to 92.5% loan-to-cost, and pre-approval in 24 hours across Middlesex County.

Fix & Flip Loans

Fix & Flip Loans

Piety Corner and Moody Street-area homes reward investors who modernize for Waltham's growing base of biotech and Brandeis-affiliated renters. Unitas funds acquisition and rehab budget together so you can close and start work fast.

 

 

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New Construction Loans

New Construction Loans

Infill development near the Route 128 corridor continues as Waltham's biotech employment base expands. Our construction loans fund the full build cycle with 24-48 hour draws to keep Massachusetts crews on schedule.

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Bridge Loans

Bridge Loans

Need to close on a Piety Corner acquisition before your permanent financing is finalized? Unitas bridge loans give Waltham investors the short-term capital to secure deals without losing momentum.

 

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DSCR Loans

DSCR Loans for Rental Properties

Waltham's Route 128 biotech corridor and Brandeis University proximity support strong, stable rental demand. We qualify the property's cash flow, not personal income.

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What Makes Unitas Different in Waltham

  1. Institutional Resources, Direct Access
    Backed by $4.5 billion in institutional capital, Unitas never leaves a Waltham closing waiting on funds — while operating as a direct lender that gives real answers in hours.

  2. Local Waltham Market Expertise
    Our team understands Middlesex County's Route 128 biotech-driven demand and Brandeis-adjacent rental dynamics, and prices deals accordingly.
  3. Speed That Protects Your Margin
    24-48 hour draw turnaround keeps Waltham rehab and construction projects moving on schedule.

  4. A Track Record Built in Waltham
    We've funded deals across Piety Corner, Moody Street, and the Route 128 corridor, building the track record local investors and agents trust.

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Get Pre-Approved in 24 Hours
Ready to move on your next Waltham deal? Submit your scenario and get a same-day term sheet from a direct lender — no committees, no runaround.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Waltham?

Most Waltham transactions close within 10 business days of a completed application, with our team coordinating directly with Middlesex County title companies.

What loan-to-cost is available for Waltham fix-and-flips?

Qualified investors can access up to 92.5% loan-to-cost, covering acquisition and renovation budget for Piety Corner and Moody Street projects.

Does Unitas finance rental properties near Brandeis University?

Yes, our DSCR program funds rental properties near Brandeis and throughout Waltham, qualifying the property's income rather than personal tax returns.

Does Unitas fund new construction near the Route 128 corridor?

Yes, our construction and bridge programs can fund infill projects throughout Waltham's biotech corridor.

What parts of Greater Boston does Unitas serve besides Waltham?

We fund deals throughout Middlesex County and Greater Boston, including Newton and Watertown.

 

 

Ready to Fund Your Next Waltham Real Estate Investment?

Unitas Funding provides the fast, flexible private capital Waltham investors need to compete in a Route 128 biotech-driven market. From Piety Corner renovations to corridor infill, we fund projects across Middlesex County. Contact us today to discuss your Waltham investment property financing.

Unitas Funding has funded 23+ deals for investors in and around Waltham, MA.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting. Rates, terms, and loan-to-cost vary based on borrower qualifications, property, and market conditions. Loan product availability may be limited in certain states.