Wisconsin's Trusted Hard Money Lender for Real Estate Investors

Wisconsin gives investors a mix of big-city value and fast-growing smaller markets. Milwaukee has a deep supply of duplexes and older homes. Madison is driven by the University of Wisconsin, state government, and a growing health-tech sector. Green Bay and the Fox Valley round out the picture.

Unitas Funding lends to Wisconsin investors on fix-and-flip, new construction, bridge, and DSCR rental projects. Badger State projects qualify for up to 92.5% loan-to-cost with rates from 8.99%, from a lender that has funded $4.5 billion.

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Fast, Reliable Capital for Your Next Wisconsin Deal

Wisconsin's classic two-flats and Milwaukee duplexes are some of the best small-multifamily inventory in the Midwest. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older homes and duplexes in Milwaukee's Bay View and Washington Heights, and bungalows on Madison's east side, reward investors who modernize. Unitas funds purchase and rehab together.

 

 

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New Construction Loans

New Construction Loans

Suburbs around Madison, such as Sun Prairie, Verona, and Middleton, keep adding new homes. Our construction loans fund the full build, with draws in 24–48 hours.

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Bridge Loans

Bridge Loans

Need to close on a Wisconsin property before your current one sells? A Unitas bridge loan offers 12-, 18-, or 24-month interest-only terms.

 

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DSCR Loans

DSCR Loans for Rental Properties

UW-Madison, Epic Systems in Verona, Milwaukee's hospitals and manufacturers, and Green Bay's paper and healthcare employers keep rental demand strong. Our DSCR loans qualify on the property's rent.

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What Makes Unitas Different in Wisconsin

  1. Duplex and Two-Flat Experience
    Unitas finances one- to four-unit homes every day, including Milwaukee duplexes and two-flats.

  2. Fast, In-House Decisions
    We approve and fund our own loans, so Wisconsin investors get answers quickly.
  3. Draws Before Winter
    Draws funded in 24–48 hours help Wisconsin crews finish roofs and exteriors before the cold.

  4. Proven Capital
    With $4.5 billion funded, Unitas can support your Wisconsin projects season after season.

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Get Pre-Approved in 24 Hours
Have a Wisconsin deal ready? Send us the details and get a pre-approval in 24 hours.

Frequently Asked Questions

How quickly can Unitas close a loan in Wisconsin?

Most Wisconsin loans close within 10 business days of a complete application.

Does Unitas finance Milwaukee duplexes?

Yes. We finance duplexes, two-flats, and other one- to four-unit properties throughout Milwaukee and Wisconsin.

 

What leverage does Unitas offer in Wisconsin?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Madison rental?

Yes. Our DSCR loans qualify the property based on its rental income, not personal income.

Which Wisconsin cities does Unitas serve?

We lend statewide. We have dedicated pages for Madison and Milwaukee, and we also fund deals in Green Bay, Appleton, Kenosha, Racine, Waukesha, and Eau Claire.

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Ready to Fund Your Next Wisconsin Real Estate Investment?

Unitas Funding gives Wisconsin investors fast, dependable capital from Milwaukee to Madison and beyond. From Bay View duplex renovations to new homes outside Madison, we fund projects across the state. Contact us today to discuss your next Wisconsin investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.