Wyoming's Trusted Hard Money Lender for Real Estate Investors

Wyoming has no state income tax, a small population, and a housing market shaped by energy, government, and tourism. Cheyenne is the state capital and home to F.E. Warren Air Force Base. Casper serves the energy industry, Laramie is home to the University of Wyoming, and Jackson draws resort buyers.

Unitas Funding offers Wyoming investors fix-and-flip, new construction, bridge, and DSCR rental loans. Equality State investors get leverage up to 92.5% of project cost and rates starting at 8.99%, backed by $4.5 billion in funded loans.

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Fast, Reliable Capital for Your Next Wyoming Deal

Wyoming's small markets reward investors who know them well and can close quickly. Unitas pre-approves in 24 hours and closes most loans in about 10 business days.

Fix & Flip Loans

Fix & Flip Loans

Older homes in Cheyenne, Casper, Laramie, and Sheridan are good candidates for updates. Unitas funds purchase and rehab together, with 12-, 18-, or 24-month interest-only terms.

 

 

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New Construction Loans

New Construction Loans

Cheyenne's growth along the Front Range corridor creates steady demand for new homes. Our construction loans fund the full build, with draws in 24–48 hours to make the most of the building season.

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Bridge Loans

Bridge Loans

Need to buy a Wyoming property before your current one sells? A Unitas bridge loan lets you close now.

 

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DSCR Loans

DSCR Loans for Rental Properties

F.E. Warren Air Force Base, the University of Wyoming, energy employers in Casper and Gillette, and visitors to Yellowstone and Grand Teton support rental demand. Our DSCR loans qualify on the property's rent.

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What Makes Unitas Different in Wyoming

  1. Small-Market Underwriting
    We understand how Wyoming's smaller markets behave and underwrite each deal on realistic local numbers.

  2. Direct Lender Decisions
    Unitas decides and funds in-house, so Wyoming investors get answers fast.
  3. Draws for a Short Season
    Draws funded in 24–48 hours help Wyoming builders keep crews working while the weather allows.

  4. Capital Behind You
    $4.5 billion funded means Unitas is ready when your Wyoming deal needs to close.

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Get Pre-Approved in 24 Hours
Have a Wyoming property in mind? Send us your deal and get a pre-approval within 24 hours.

Frequently Asked Questions

How fast can Unitas close a hard money loan in Wyoming?

Most Wyoming loans close within 10 business days of a complete application.

Does Unitas finance new construction in Cheyenne?

Yes. We fund ground-up construction in Cheyenne and across Wyoming.

 

What leverage is available for a Wyoming fix-and-flip?

Qualified investors can finance up to 92.5% of total project cost.

Can I use a DSCR loan for a Wyoming rental?

Yes. Our DSCR loans qualify the property on its rental income. We review local rental rules during underwriting.

Which Wyoming cities does Unitas serve?

We lend statewide, including Cheyenne, Casper, Laramie, Gillette, Rock Springs, Sheridan, and Jackson.

Ready to Fund Your Next Wyoming Real Estate Investment?

Unitas Funding gives Wyoming investors fast, reliable capital across the Equality State. From Cheyenne renovations to rentals near the University of Wyoming, we fund projects statewide. Contact us today to discuss your next Wyoming investment.


Business-purpose loans for investment properties only. Not a commitment to lend. All loans subject to credit approval and underwriting.